46 Cutts St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 46 Cutts St, Biddeford, ME 04005

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,240 sqft · built 1937
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Aug 2026)
Tax Bill	$5,619 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:37 L:62`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:37 L:62`
Alternative APN	`370620000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,240 sqft Living Area
Gross Area	5,980 sqft
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Other
Exterior Material	Other
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	370620000
Street Address	46 CUTTS ST
City	BIDDEFORD
State	ME
Zip	04005-5210
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MSRD2
Legal Subdivision	PEPPERELL MANUFACTURING CO
Legal Lot Number	62
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2000
Census Tract	25204

Owner

Source: York County and Biddeford City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 CUTTS ST, BIDDEFORD, ME 04005-5210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Dec 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Deed Document Number	202630751
Deed Book / Page	19973 / 400
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Aug 14, 2026
Property Address	46 CUTTS ST, BIDDEFORD, ME 04005-5210
Document Number	0000030751
Book / Page	19973 / 400
Instrument Date	Aug 14, 2026
Instrument	202630751
Transaction Type	Transfer
Record Updated	Sep 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CUTTS ST, BIDDEFORD, ME 04005-5210

Mortgage

Date	Aug 14, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	46 CUTTS ST, BIDDEFORD, ME 04005-5210
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185090379
Date	Dec 31, 2020
Book Page	18509/379
Instrument	2020068360

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,619.00 (+6.36%)	$376,100 (+1.24%) Land $127,000 Building $249,100
2024	$5,283.00 (+9.4%)	$371,500 (+0.92%) Land $127,000 Building $244,500
2023	$4,829.00 (+12.83%)	$368,100 (+41.14%) Land $127,000 Building $241,100
2022	$4,280.00	$260,800 Land $71,100 Building $189,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband, Verizon, Xfinity.

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