Middlesex County and Waltham City property record for 46 Curtis St, Waltham, MA 02453
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 979 sqft · built 1890 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Apr 2017) |
| Tax Bill | $4,439 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 210865 |
| Primary APN | 210865 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 979 sqft Living Area |
| Basement Area | 1,757 sqft |
| Unfinished Basement | 1,757 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 210865 |
|---|---|
| Street Address | 46 CURTIS ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-3443 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 10 |
| Legal Lot Number | 10 003 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 368400 |
46 Curtis St, a condominium, is owned by two individuals who bought it in April 2017.
Source: Middlesex County and Waltham City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 CURTIS ST, WALTHAM, MA 02453-3443 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Apr 28, 2017 | Quit Claim Deed, Transfer LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Deed Book / Page | 69209 / 61 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 46 CURTIS ST, WALTHAM, MA 02453-3443 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 077540-343 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 77540/343 |
| Instrument | 87035 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Apr 28, 2017 |
| Property Address | 46 CURTIS ST, WALTHAM, MA 02453-3443 |
| Document Number | 69209-61 |
| Book / Page | 69209 / 61 |
| Instrument | 62637 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 CURTIS ST, WALTHAM, MA 02453-3443 |
| Investor | Possibly a Property Investor |
| Document Number | 692090064 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 69209/0064 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 28, 2047 |
| Rate | 5.25% |
|---|---|
| Max Rate At Change | 50.1% |
| Max Rate | 2.75% |
The 2025 property tax bill for 46 Curtis St was $4,439, up 3.7% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,439.00 (+3.71%) | $452,000 (+1.8%) Building $452,000 | $1,010,420 (+1.38%) |
| 2024 | $4,280.00 (-3.99%) | $444,000 (+2.78%) Building $444,000 | $996,645 |
| 2023 | $4,458.00 | $432,000 Building $432,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Curtis St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1988–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 46 Curtis St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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