46 Cumberland Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 46 Cumberland Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 4.5 ba · 3,157 sqft · built 2000
Lot Size	0.47 acres (20,473 sqft)
Owner	Trust Name on File
Last Sale	$630,000 (Jan 2006)
Tax Bill	$3,387 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R60002300D02590000`

Property Details

APN / Parcel Number

Primary APN	`R60002300D02590000`
Alternative APN	`07477072`

Interior

Bedrooms	1 Bed
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	3,157 sqft Living Area
Gross Area	2,885 sqft
1st Floor Area	2,885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	410 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	46 CUMBERLAND DR
City	BLUFFTON
State	SC
Zip	29910-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 448 BELFAIR S/D PH VI-APB59 P2 PB63 P11~LT LN REVISION PB136 P30
Legal Subdivision	BELFAIR PLANTATION
Legal Phase	6
Legal Lot Number	448
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2002
Census Tract	2201

Owner

46 Cumberland Dr is held in a trust since November 2021.

Source: Beaufort County records, as of March 12, 2026

Owner of Record	Trust Name on File
Mailing Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit CPM FCU
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CPM FCU
Nov 22, 2021	Intrafamily Transfer, Transfer
Dec 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CPM FCU
Sep 11, 2019	Correction Deed ATTORNEY ONLY
Jun 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 3, 2019	Intrafamily Transfer, Transfer · ARM CPM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2006 · Amount on File
Deed Sale	Jan 23, 2006 · Amount on File
Prior Sale	Aug 31, 2001 · Amount on File
Deed Document Number	20066288
Deed Book / Page	2308 / 57
Last Transfer Date	Nov 18, 2021
Transfer Doc	0000081202
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049772
Date	Aug 31, 2022
Book Page	4178/1480
Instrument	2022049772

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048788
Date	Sep 11, 2019
Book Page	3792/2734
Instrument	2019048788

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 30, 2044

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Nov 22, 2021
Property Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820
Document Number	0000081202
Book / Page	4086 / 2127
Map Reference	MB 136 PG 30
Instrument Date	Nov 18, 2021
Instrument	2021081202
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Dec 3, 2020
Property Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820
Document Number	0000071324
Book / Page	3941 / 3191
Map Reference	MB 136 PG 30
Instrument Date	Nov 18, 2020
Instrument	2020071324
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SILK ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820

Mortgage

Document Number	0000071325
Date	Dec 3, 2020
Instrument	2020071325

Lender

Name	CPM FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 11, 2019
Property Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820
Document Number	0000048787
Book / Page	003792 / 002731
Instrument Date	Aug 30, 2019
Instrument	48787
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	46 CUMBERLAND DR BLUFFTON SC 299104820, BLUFFTON, SC 29910-4820

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 28, 2019
Property Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820
Document Number	0000034347
Book / Page	003772 / 001436
Instrument Date	Jun 25, 2019
Instrument	34347
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	46 CUMBERLAND DR BLUFFTON SC 299104820, BLUFFTON, SC 29910-4820

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Apr 3, 2019
Property Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820
Document Number	0000016528
Book / Page	3749 / 0964
Map Reference	MB 67 PG 99
Instrument Date	Mar 22, 2019
Instrument	2019016528
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CUMBERLAND DR, BLUFFTON, SC 29910-4820

Mortgage

Document Number	0000016529
Date	Apr 3, 2019
Instrument	2019016529

Lender

Name	CPM FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2024
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.37%
Index	5-Year CMT
Margin	2
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 46 Cumberland Dr was $3,387, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,387.00 (-0.09%)	$26,720 (-48.72%)
2024	$3,390.00	$52,104 (-) Land $3,800 Building $48,304	$1,302,600 (-) Land $95,000 Building $1,207,600
2023	$3,390.00 (+8.9%)	$52,104 (+101.83%) Land $3,800 Building $48,304	$1,302,600 (+101.83%) Land $95,000 Building $1,207,600
2022	$3,113.00	$25,816 Land $2,800 Building $23,016	$645,400 Land $70,000 Building $575,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Cumberland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Cumberland Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cumberland Dr

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