Middlesex County and Framingham City property record for 46 Cross St, Framingham, MA 01702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,332 sqft · built 2002 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Sep 2020) |
| Tax Bill | $8,290 (2026) |
| Deeds & Mortgages | Dec 2018 Line of Credit Oct 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142-23-6301 |
| Primary APN | 142-23-6301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4752 |
|---|---|
| Street Address | 46 CROSS ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01702-7482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G |
| Legal Subdivision | HOMESTEAD HEIGHTS |
| Legal Block | 23 |
| Legal Lot Number | 6301 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 383101 |
Source: Middlesex County and Framingham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 CROSS ST, FRAMINGHAM, MA 01702-7482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Oct 9, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 18, 2020 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Prior Sale | Aug 19, 2014 · Amount on Record |
| Deed Book / Page | 75660 / 35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 46 CROSS ST, FRAMINGHAM, MA 01702-7482 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72064-137 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 72064/137 |
| Instrument | 196707 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 469 Months |
| Due | Jan 1, 2058 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Oct 9, 2020 |
| Property Address | 46 CROSS ST, FRAMINGHAM, MA 01702-7482 |
| Document Number | 75856-51 |
| Book / Page | 075856 / 000051 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 183852 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 CROSS ST FRAMINGHAM MA 017027482, FRAMINGHAM, MA 01702-7482 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Sep 18, 2020 |
| Property Address | 46 CROSS ST, FRAMINGHAM, MA 01702-7482 |
| Document Number | 75660-35 |
| Book / Page | 75660 / 35 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 165750 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 CROSS ST, FRAMINGHAM, MA 01702-7482 |
| Document Number | 165751 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 165751 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,290.00 (+3.79%) | $700,800 (+4.77%) Land $220,400 Building $431,100 | $641,558 (+13.58%) |
| 2025 | $7,987.00 (+4.76%) | $668,900 (+9.32%) Land $199,700 Building $469,200 | $564,870 (+1.31%) |
| 2024 | $7,624.00 (+5.35%) | $611,900 (+10.67%) Land $177,500 Building $434,400 | $557,555 |
| 2023 | $7,237.00 | $552,900 Land $158,700 Building $394,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
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