46 Cross Pines Dr, Dover, DE 19904 Property Records

Kent County property record for 46 Cross Pines Dr, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,872 sqft · built 2021
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$334,990 (May 2021)
Tax Bill	$3,216 (2026)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-00-066.02-02-66.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-00-066.02-02-66.00-000`
Alternative APNs	`101975` `95160`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,872 sqft Living Area
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	105 ft deep x 0.2 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	101975
Street Address	46 CROSS PINES DR
City	DOVER
State	DE
Zip	19904-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	FORTY NINE PINES SUB., LOT #66 46 CROSS PINES DR
Legal Subdivision	FORTY NINE PINES
Legal Lot Number	66
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2025
Census Tract	41804

Owner

46 Cross Pines Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 CROSS PINES DR, DOVER, DE 19904-1853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 14, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Oct 5, 2020	Grant Deed, Transfer NOT AVAILABLE
Oct 23, 2019	Grant Deed, Construction Loan · Construction Mortgage APPLIED BK
May 2, 2017	Grant Deed, Construction Loan · Construction Mortgage APPLIED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Deed Document Number	2021418270
Deed Book / Page	11068 / 192
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	46 CROSS PINES DR, DOVER, DE 19904-1853
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000488706
Date	Feb 15, 2024
Book Page	12866/1
Instrument	2024-488706

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

May 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	May 14, 2021
Property Address	46 CROSS PINES DR, DOVER, DE 19904-1853
Document Number	0000418270
Book / Page	11068 / 192
Map Reference	MB 131 PG 86
Instrument Date	May 10, 2021
Instrument	2021-418270
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,399.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	679 W SOUTH ST CARTER RD1, RD1, SMYRNA, DE 19977-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 CROSS PINES DRIVE, DOVER, DE 19904-1853

Mortgage

Document Number	0000418271
Date	May 14, 2021
Instrument	2021-418271

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Oct 5, 2020
Property Address	46 CROSS PINES DR, DOVER, DE 19904-1853
Document Number	0000396653
Book / Page	010471 / 000134
Instrument Date	Sep 30, 2020
Instrument	396653
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$6,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	679 S CARTER RD #1 SMYRNA DE 199777755, 1, SMYRNA, DE 19977-7755

October 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Oct 23, 2019
Property Address	46 CROSS PINES DR, DOVER, DE 19904-1853
Book / Page	009834 / 000298
Instrument Date	Oct 17, 2019
Instrument	371959
Transaction Type	Construction Loan
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 THE GRN DOVER DE 199013612, DOVER, DE 19901-3612

Mortgage

Document Number	0000371959
Date	Oct 23, 2019
Book Page	009834/000298
Instrument	371959

Lender

Name	APPLIED BK
Type	Bank
Address	2200 CONCORD PIKE # 102, WILMINGTON, DE 19803-2909

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	36 Months
Due	Oct 22, 2022

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	May 2, 2017
Property Address	46 CROSS PINES DR, DOVER, DE 19904-1853
Book / Page	008598 / 000148
Instrument Date	Apr 27, 2017
Instrument	317967
Transaction Type	Construction Loan
Record Updated	May 19, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 CLUBHOUSE DR WYOMING DE 199349501, WYOMING, DE 19934-9501

Mortgage

Document Number	0000317967
Date	May 2, 2017
Book Page	008598/000148
Instrument	317967

Lender

Name	APPLIED BK
Type	Bank
Address	2200 CONCORD PIKE # 102, WILMINGTON, DE 19803-2909

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 1, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 46 Cross Pines Dr was $3,216, up 5.4% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,216.00 (+5.37%)	$434,000 Land $82,600 Building $351,400
2025	$3,052.00
2023	$2,173.00	$59,500 Land $5,000 Building $54,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Cross Pines Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Cross Pines Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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