46 Crest Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 46 Crest Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1966
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,000 (Apr 2026)
Tax Bill	$7,621 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E070084`

Property Details

APN / Parcel Number

Primary APN	`E070084`
Alternative APN	`RIDG M:E07 B:0084`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	E070084
Street Address	46 CREST RD
City	RIDGEFIELD
State	CT
Zip	06877-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	84
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1021
Census Tract	245200

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 CREST RD, RIDGEFIELD, CT 06877-2115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 21, 2026	Warranty Deed, Transfer · ARM
Apr 2, 2018	Deed of Trust, Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Book / Page	1190 / 1
Transfer Doc	1002000245
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	46 CREST RD, RIDGEFIELD, CT 06877-2115
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01180-1193
Date	Aug 4, 2025
Book Page	1180/1193

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Apr 21, 2026
Property Address	46 CREST RD, RIDGEFIELD, CT 06877-2115
Document Number	00001190-1
Book / Page	1190 / 1
Instrument Date	Apr 13, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 CREST RD, RIDGEFIELD, CT 06877-2115
Investor	Possibly a Property Investor

Mortgage

Date	Apr 21, 2026

Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Jan 3, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	46 CREST RD, RIDGEFIELD, CT 06877-2115
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1059-1088
Date	Apr 2, 2018
Book Page	1059/1088

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,621.00	$278,250 (-) Land $181,300 Building $96,950	$194,775 Land $126,910 Building $67,865
2024	$7,621.00 (+6.11%)
2023	$7,182.00 (+5.52%)	$278,250 (+16.24%) Land $181,300 Building $96,950
2022	$6,806.00	$239,380 Land $142,450 Building $96,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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