McDowell County property record for 46 Covert Rd, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $106 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0770-00-13-2859 |
| Primary APN | 0770-00-13-2859 |
|---|---|
| Alternative APN |
|
| Lot Area | 24,829 sqft (0.569 acres) |
|---|
| Account Number | 63609 |
|---|---|
| Street Address | 46 COVERT RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0.57 AC TRACT 6 PER SURVEY 9-7-2010 |
| Legal Tract | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 970700 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 COVERT RD, OLD FORT, NC 28762-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2016 |
| Deed Sale | Dec 21, 2016 |
| Deed Document Number | 0001200776 |
| Deed Book / Page | 1200 / 776 |
| Record Updated | Jun 8, 2026 |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Senior Citizen's exemption | $15,500 (-) Land $12,500 Building $3,000 | |
| 2023 | $106.00 | $15,500 Land $12,500 Building $3,000 | $15,500 Land $12,500 Building $3,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Aug 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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