Dukes County and Tisbury Town property record for 46 Cottage St, Vineyard Haven, MA 02568
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1978 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,900 (Dec 2004) |
| Tax Bill | $6,904 (2026) |
| Deeds & Mortgages | May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TISB M:0016D B:00000 L:00001 |
| Primary APN | TISB M:0016D B:00000 L:00001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 3,316 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 46 COTTAGE ST |
|---|---|
| City | VINEYARD HAVEN |
| State | MA |
| Zip | 02568-5722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 1 |
| Jurisdiction | TISBURY MA |
| Township / Civil Division | TISBURY |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 200100 |
46 Cottage St is owned and occupied by an individual who bought it in December 2004.
Source: Dukes County and Tisbury Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 COTTAGE ST, VINEYARD HAVEN, MA 02568-5722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2004 · Amount on File |
| Deed Sale | Dec 21, 2004 · Amount on File |
| Deed Document Number | 200410668 |
| Deed Book / Page | 1025 / 563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TISBURY MA |
| Property Address | 46 COTTAGE ST, VINEYARD HAVEN, MA 02568-5722 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001707-684 |
|---|---|
| Date | May 1, 2025 |
| Book Page | 1707/684 |
| Instrument | 1968 |
| Name | OAK BLUFFS TOWN OF |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 46 Cottage St was $6,904, down 1.2% from the year before.
Source: Dukes County and Tisbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Dukes County |
| County Subdivision | Tisbury Town |
| Secondary School District | Martha's Vineyard School District (09 - 12) |
| Elementary School District | Tisbury School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,904.00 (-1.17%) | $930,500 (+0.83%) Land $463,600 Building $466,900 | $1,068,662 |
| 2025 | $6,986.00 (+10.45%) | $922,800 (+16.43%) Land $463,600 Building $459,200 | |
| 2024 | $6,325.00 (+9.33%) | $792,600 (+0.29%) Land $403,200 Building $389,400 | |
| 2023 | $5,785.00 | $790,300 Land $384,000 Building $406,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Cottage St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Oct 1991 · Coastal Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Cottage St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TISBURY WATER WORKS serves 6,082 people · EPA ID MA4296000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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