Northumberland County property record for 46 Cottage Pl, Heathsville, VA 22473
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,191 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-(1)-29 |
| Primary APN | 20-(1)-29 |
|---|
| Lot Area | 19,166 sqft (0.44 acres) |
|---|
| Street Address | 46 COTTAGE PL |
|---|---|
| City | HEATHSVILLE |
| State | VA |
| Zip | 22473-2365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN HACKS NECK-ON POTOMAC SHORE #202202122 |
| Legal Lot Number | 29 |
| Jurisdiction | NORTHUMBERLAND VA |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20301 |
46 Cottage Pl, a single family home, is owned by two individuals.
Source: Northumberland County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3454 RIVERTON CT, MIDLOTHIAN, VA 23113-3722 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 46 Cottage Pl was $2,191.
Source: Northumberland County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northumberland County |
| Unified School District | Northumberland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,191.00 | $429,800 Land $162,000 Building $267,800 | $429,800 Land $162,000 Building $267,800 |
| 2023 | $1,678.00 | $275,200 Land $120,000 Building $155,200 | $275,200 Land $120,000 Building $155,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Cottage Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Cottage Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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