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46 Cotswold Cir, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 46 Cotswold Cir, Ocean, NJ 07712

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,332 sqft · built 1985
Lot Size0.323 acres (14,083 sqft)
OwnerIndividual Name on File
Last Sale$560,000 (Jul 2024)
Tax Bill$6,334 (2024)
Deeds & MortgagesApr 2024 Mortgage
Jul 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN37 00034-0000-00029-0000-C6.14

Property Details

APN / Parcel Number

Primary APN37 00034-0000-00029-0000-C6.14
Alternative APNs
  • 37-00034-0000-00029-0000-C0614
  • 3700034000000029C6.14

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,332 sqft Living Area
1st Floor Area963 sqft
Upper Floors Area651 sqft
Basement Area322 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area14,083 sqft (0.323 acres)
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area92 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number37000340000000290000C6.14
Street Address46 COTSWOLD CIR
CityOCEAN
StateNJ
Zip07712-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3P
Legal SubdivisionCOTSWOLD/GREEN BLDG 06
Legal Block34
Legal Lot Number29
JurisdictionMONMOUTH NJ
Township / Civil DivisionOCEAN
Census Block Group2
Census Block2006
Census Tract806502

Owner

Source: Monmouth County and Ocean Township records · APN 37 00034-0000-00029-0000-C6.14

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46 COTSWOLD CIR, OCEAN, NJ 07712-2645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2024Deed of Trust, Mortgage · Conventional Mortgage
THE LOAN STORE INC
Jul 15, 2021Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Feb 16, 2017Grant Deed, Transfer · Conventional Mortgage
CLIFTON SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2024 · Amount on Record
Deed SaleJul 16, 2024 · Amount on Record
Prior SaleJul 15, 2021 · Amount on Record
Deed Document Number202447208
Deed Book / Page9695 / 8128
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address46 COTSWOLD CIR, OCEAN, NJ 07712-2645
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096829396
DateApr 02, 2024
Book Page9682/9396
Instrument2024021384
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term5 Months
DueSep 27, 2024

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJul 15, 2021
Property Address46 COTSWOLD CIR, OCEAN, NJ 07712-2645
Document Number0095279134
Book / Page9527 / 9134
Instrument DateJun 23, 2021
Instrument2021108815
Transaction TypeTransfer
Record UpdatedAug 02, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$3,503.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address46 COTSWOLD CIR, 46, OCEAN, NJ 07712-2645

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address46 COTSWOLD CIR, OCEAN, NJ 07712-2645

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateFeb 16, 2017
Property Address46 COTSWOLD CIR, OCEAN, NJ 07712-2645
Document Number0000018317
Book / Page009213 / 006005
Instrument DateJan 25, 2017
Instrument18317
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$297.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 LONGVIEW WAY SEA BRIGHT NJ 077602217, SEA BRIGHT, NJ 07760-2217

Mortgage

Document Number18318
DateFeb 16, 2017
Book Page009213/006010
Instrument18318
Lender
NameCLIFTON SVGS BK
TypeFederal Savings Bank
AddressCLIFTON, NJ 07012
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 15, 2047

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionOcean Township
Unified School DistrictOcean Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$552,500 (+2.09%) Land $315,000 Building $237,500$552,500 (+2.09%) Land $315,000 Building $237,500
2025$541,200 (+22.55%) Land $309,000 Building $232,200$541,200 (+22.55%) Land $309,000 Building $232,200
2024$6,334.00 (+5.88%)
2023$441,600 Land $248,000 Building $193,600$441,600 Land $248,000 Building $193,600
2022$5,982.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258065022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Optimum Communications
Cable · Fiber in parts of the area		940 / 35

Based on FCC filings for 129 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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