Flagler County property record for 46 Cortes Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,159 sqft · built 1999 |
| Lot Size | 0.335 acres (14,575 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jun 2020) |
| Tax Bill | $9,214 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Feb 2020 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7004-00180-0170 |
| Primary APN | 07-11-31-7004-00180-0170 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,159 sqft Living Area |
| Gross Area | 4,387 sqft |
| 1st Floor Area | 3,159 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,575 sqft (0.335 acres) |
| Lot Width | 80 ft Width |
| Driveway | Concrete Driveway |
| Driveway Area | 1,346 sqft |
| Pool Area | 545 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 CORTES CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 4 BL 18 LT 17 OR 133 PG 234 OR 161 PG 107 OR 600/14 OR 1679/226 OR 2421/425-CT OR 2445/1457 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 18 |
| Legal Lot Number | 17 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60105 |
46 Cortes Ct is owned and occupied by an individual who bought it in June 2020.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 CORTES CT, PALM COAST, FL 32137-8325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Feb 19, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2020 · Amount on File |
| Deed Sale | Jun 1, 2020 · Amount on File |
| Prior Sale | Feb 19, 2020 · Amount on File |
| Deed Document Number | 202020010 |
| Deed Book / Page | 2445 / 1457 |
| Prior Transfer Date | Sep 4, 2008 |
| Prior Transfer Doc | 0016790223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 1, 2020 |
| Property Address | 46 CORTES CT, PALM COAST, FL 32137-8325 |
| Document Number | 0024451457 |
| Book / Page | 2445 / 1457 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 2020020010 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4300 S BEACH PKWY, JACKSONVILLE, FL 32250-8173 |
| Document Number | 0024451460 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2445/1460 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 19, 2020 |
| Property Address | 46 CORTES CT, PALM COAST, FL 32137-8325 |
| Document Number | 0024210425 |
| Book / Page | 002421 / 000425 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 6671 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,451.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 46 Cortes Ct was $9,214 with a homeowner's exemption, up 2.2% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,214.00 (+2.23%) Homeowner's exemption | $550,150 | $788,383 Land $230,970 Building $557,413 |
| 2024 | $9,013.00 (+3.73%) | ||
| 2023 | $8,689.00 (+0.56%) Homeowner's exemption | $511,714 (+3%) | $777,381 (+4.53%) Land $230,970 Building $546,411 |
| 2022 | $8,641.00 Homeowner's exemption | $496,809 | $743,677 Land $236,100 Building $507,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Cortes Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 318 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 522 units insured incl. 204 condo units |
| Nearby Flood Claims | 7 (2001–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Cortes Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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