Cabell County property record for 46 Cornerstone Cir, Culloden, WV 25510
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 2019 |
| Lot Size | 0.048 acres (2,127 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Sep 2024) |
| Tax Bill | $1,311 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21B-0308.0002 |
| Primary APN | 03-21B-0308.0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 2,988 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,127 sqft |
| Community Room | Community Room |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 46 CORNERSTONE CIR |
|---|---|
| City | CULLODEN |
| State | WV |
| Zip | 25510-9499 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PH 15 UNIT 46 46 CORNERSTONE CIR CULLODEN C/F 21B/308 2020 TAX YEAR |
| Legal Subdivision | JAMES RIVER CONDO |
| Jurisdiction | CABELL WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 10802 |
Source: Cabell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 CORNERSTONE CIR, CULLODEN, WV 25510-9499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON FSB |
| May 28, 2019 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2024 · Amount on Record |
| Deed Sale | Sep 11, 2024 · Amount on Record |
| Prior Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 20246208742 |
| Deed Book / Page | 1509 / 351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABELL WV |
| Property Address | 46 CORNERSTONE CIR, CULLODEN, WV 25510-9499 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | FIDELITY NATIONAL TITLE GROU |
| Name | Verified Name |
|---|
| Document Number | 002772/611 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 2772/611 |
| Instrument | 6055551 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABELL WV |
| Property Address | 46 CORNERSTONE CIR, CULLODEN, WV 25510-9499 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002807/452 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 2807/452 |
| Instrument | 6077506 |
| Name | HUNTINGTON FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | May 28, 2019 |
| Property Address | 46 CORNERSTONE CIR, CULLODEN, WV 25510-9499 |
| Document Number | 001405/593 |
| Book / Page | 1405 / 593 |
| Map Reference | DB 1135 PG 735 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 6019593 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,122.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 CORNERSTONE CIR, CULLODEN, WV 25510-9499 |
| Document Number | 002740/681 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 2740/681 |
| Instrument | 6019595 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cabell County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Cabell County |
| Unified School District | Cabell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,311.00 (+22.64%) | $116,760 (+18.95%) Land $21,000 Building $95,760 | $194,600 (+18.95%) Land $35,000 Building $159,600 |
| 2025 | $1,069.00 (-2.46%) Homeowner's exemption | $98,160 (-1.68%) Land $21,000 Building $77,160 | $163,600 (-1.68%) Land $35,000 Building $128,600 |
| 2023 | $1,096.00 (-20.41%) Homeowner's exemption | $99,840 (-16.55%) Land $21,000 Building $78,840 | $166,400 (-16.55%) Land $35,000 Building $131,400 |
| 2022 | $1,377.00 Homeowner's exemption | $119,640 Land $21,000 Building $98,640 | $199,400 Land $35,000 Building $164,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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