Essex County and Roseland Borough property record for 46 Cooper Ave, Roseland, NJ 07068
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1950 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Sep 2026) |
| Tax Bill | $10,851 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00007-0000-00022 |
| Primary APN | 18-00007-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 90 ft deep x 75 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 180000700022 |
|---|---|
| Street Address | 46 COOPER AVE |
| City | ROSELAND |
| State | NJ |
| Zip | 07068-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | 75X90 |
| Legal Block | 7 |
| Legal Lot Number | 22 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | ROSELAND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20902 |
46 Cooper Ave is owned and occupied by two individuals who bought it in September 2026.
Source: Essex County and Roseland Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 COOPER AVE, ROSELAND, NJ 07068-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jan 5, 2021 | Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Deed Document Number | 202658728 |
| Prior Transfer Date | Dec 1, 2020 |
| Prior Transfer Doc | 0000000973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 3, 2026 |
| Property Address | 46 COOPER AVE, ROSELAND, NJ 07068-1628 |
| Document Number | 0000058728 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202658728 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NU WORLD TITLE LLC, NU WORLD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,195.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 COOPER AVE, ROSELAND, NJ 07068-1628 |
| Document Number | 0000058729, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 202658729 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 5, 2021 |
| Property Address | 46 COOPER AVE, ROSELAND, NJ 07068-1628 |
| Document Number | 0000000973 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 973 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2021 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 COOPER AVE ROSELAND NJ 070681628, ROSELAND, NJ 07068-1628 |
| Document Number | 974 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 974 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 744 Months |
| Due | Jan 4, 2083 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 975, |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 975 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 744 Months |
| Due | Jan 4, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.19% |
The 2025 property tax bill for 46 Cooper Ave was $10,851, up 3.2% from the year before.
Source: Essex County and Roseland Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | Roseland Borough |
| Elementary School District | Roseland Borough School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,200 (-) Land $280,800 Building $315,400 | $596,200 (-) Land $280,800 Building $315,400 | |
| 2025 | $10,851.00 (+3.23%) Veteran's exemption | $596,200 Land $280,800 Building $315,400 | $596,200 Land $280,800 Building $315,400 |
| 2024 | $10,511.00 | ||
| 2023 | $341,700 Land $192,500 Building $149,200 | $341,700 Land $192,500 Building $149,200 | |
| 2022 | $7,728.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 46 Cooper Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1999–2024) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Cooper Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSELAND WATER DEPT serves 5,300 people · EPA ID NJ0718001 |
|---|---|
| Water Source | Purchased surface water from ESSEX FELLS WATER DEPT |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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