Penobscot County and Carmel Town property record for 46 Cook Rd, Carmel, ME 04419
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $181,300 (Oct 2005) |
| Tax Bill | $3,482 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CARM M:0004 L:12-3 |
| Primary APN | CARM M:0004 L:12-3 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 87,120 sqft (2 acres) |
| Account Number | 1896 |
|---|---|
| Street Address | 46 COOK RD |
| City | CARMEL |
| State | ME |
| Zip | 04419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 12-3 |
| Jurisdiction | CARMEL ME |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11000 |
Source: Penobscot County and Carmel Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 40, CARMEL, ME 04419-0040 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2005 · Amount on Record |
| Deed Sale | Oct 19, 2005 · Amount on Record |
| Deed Document Number | 200540421 |
| Deed Book / Page | 10145 / 242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Recording Date | Apr 22, 2026 |
| Property Address | 46 COOK RD, CARMEL, ME 04419 |
| Document Number | 0178470092 |
| Book / Page | 17847 / 92 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20269712 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009712, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 17847/92 |
| Instrument | 20269712 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Property Address | 46 COOK RD, CARMEL, ME 04419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0158650025 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 15865/25 |
| Instrument | 1666 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Feb 1, 2048 |
Source: Penobscot County and Carmel Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Carmel Town |
| Unified School District | School Administrative District 23 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,482.00 (+15.76%) | $220,400 (-) Land $45,500 Building $174,900 |
| 2024 | $3,008.00 (+8.32%) | $220,400 (-) Land $45,500 Building $174,900 |
| 2022 | $2,777.00 | $220,400 Land $45,500 Building $174,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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