46 Compass Pt, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 46 Compass Pt, North Andover, MA 01845

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,175 sqft · built 2016
Lot Size	10.8 acres (471,974 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (May 2022)
Tax Bill	$6,753 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M_235169_9`

Property Details

APN / Parcel Number

Primary APN	`M_235169_9`
Alternative APNs	`NAND M:00106 B:D0063 L:0046I` `M_235169_931625`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,175 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	471,974 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M_235169_931625
Street Address	46 COMPASS PT
City	NORTH ANDOVER
State	MA
Zip	01845-2246
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	D0063
Legal Lot Number	46I
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	4
Census Block	4015
Census Tract	253204

Owner

46 Compass Pt, a condominium, is owned and occupied by two individuals who bought it in May 2022.

Source: Essex County and North Andover Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 COMPASS PT, NORTH ANDOVER, MA 01845-2246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
May 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Mar 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Mar 27, 2019 · Amount on File
Deed Book / Page	17460 / 4
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	46 COMPASS PT, NORTH ANDOVER, MA 01845-2246
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	016922-307
Date	May 11, 2021
Book Page	16922/307
Instrument	15698

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	46 COMPASS PT, NORTH ANDOVER, MA 01845-2246
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016705-49
Date	Jan 11, 2021
Book Page	16705/49

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	May 31, 2022
Property Address	46 COMPASS PT, NORTH ANDOVER, MA 01845-2246
Document Number	00017460-4
Book / Page	17460 / 4
Instrument Date	May 31, 2022
Instrument	12792
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 COMPASS PT # 1-2, 1-2, NORTH ANDOVER, MA 01845-2246

Mortgage

Document Number	0000012793
Date	May 31, 2022
Instrument	12793

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Mar 27, 2019
Property Address	46 COMPASS PT, NORTH ANDOVER, MA 01845-2246
Document Number	15794-66
Book / Page	15794 / 66
Instrument Date	Mar 27, 2019
Instrument	6249
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 COMPASS PT # 1-2, 1-2, NORTH ANDOVER, MA 01845-2246

Mortgage

Document Number	6250
Date	Mar 27, 2019
Instrument	6250

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Compass Pt was $6,753, up 6.1% from the year before.

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,753.00 (+6.15%)	$599,700 (+4.53%) Building $599,700	$692,550
2024	$6,362.00 (+3.48%)	$573,700 (+14.21%) Building $573,700
2023	$6,148.00	$502,300 Building $502,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Compass Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	20 units insured incl. 11 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Compass Pt is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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