46 Colonial Heights Dr, Hampstead, NC 28443 Property Records

Pender County property record for 46 Colonial Heights Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,832 sqft · built 2020
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jan 2024)
Tax Bill	$3,099 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3281-77-8088-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-77-8088-0000`
Alternative APN	`000054120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,832 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000054120
Street Address	46 COLONIAL HEIGHTS DR
City	HAMPSTEAD
State	NC
Zip	28443-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 74 PB 63/119 SENECA REEF PH 2 SEC 2
Legal Subdivision	SENECA REEF
Legal Phase	2
Legal Lot Number	74
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

46 Colonial Heights Dr is owned and occupied by an individual who bought it in January 2024.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	46 COLONIAL HEIGHTS DR, HAMPSTEAD, NC 28443-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 25, 2020	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Jun 25, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Prior Sale	Jun 25, 2020 · Amount on File
Deed Document Number	0010634829
Deed Book / Page	1063 / 4829
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 29, 2024
Property Address	46 COLONIAL HEIGHTS DR, HAMPSTEAD, NC 28443-1318
Document Number	0048291063
Book / Page	4829 / 1063
Map Reference	MB 4715 PG 2435
Instrument Date	Jan 25, 2024
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9012 MABEL CT, LONGS, SC 29568-7679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 COLONIAL HEIGHTS DR, HAMPSTEAD, NC 28443-1318

Mortgage

Document Number	0048291066
Date	Jan 29, 2024
Instrument	4829-1066

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	46 COLONIAL HEIGHTS DR, HAMPSTEAD, NC 28443-1318
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047780728
Date	Jan 31, 2022
Book Page	4778/728

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	46 COLONIAL HEIGHTS DR, HAMPSTEAD, NC 28443-1318
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047951369
Date	Aug 11, 2022
Book Page	4795/1369

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILMINGTON, NC 28404

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PENDER NC
Recording Date	Jun 25, 2020
Property Address	46 COLONIAL HEIGHTS DR, HAMPSTEAD, NC 28443-1318
Document Number	0047152455
Book / Page	004715 / 002455
Instrument Date	Jun 23, 2020
Instrument	20065401
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 COLONIAL HEIGHTS DR HAMPSTEAD NC 284431318, HAMPSTEAD, NC 28443-1318

June 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 25, 2020
Property Address	46 COLONIAL HEIGHTS DR, HAMPSTEAD, NC 28443-1318
Document Number	0047152435
Book / Page	4715 / 2435
Map Reference	MB 63 PG 119
Instrument Date	Jun 23, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 RACINE DR STE 201, 131, WILMINGTON, NC 28403-8752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 COLONIAL HEIGHTS DR, HAMPSTEAD, NC 28443-1318

Mortgage

Document Number	0047152437
Date	Jun 25, 2020
Instrument	4715/2437

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

The 2025 property tax bill for 46 Colonial Heights Dr was $3,099.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,099.00	$549,270 Land $69,250 Building $480,020	$549,270 Land $69,250 Building $480,020
2023		$313,464 (-) Land $66,150 Building $247,314	$313,464 (-) Land $66,150 Building $247,314
2022	$2,719.00	$313,464 Land $66,150 Building $247,314	$313,464 Land $66,150 Building $247,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Colonial Heights Dr in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Colonial Heights Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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