Warren County property record for 46 Colonial Dr, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,984 sqft · built 1988 |
| Lot Size | 0.333 acres (14,505 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $498,750 (Sep 2025) |
| Tax Bill | $3,006 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20/A2/03/55 |
| Primary APN | 20/A2/03/55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 3,680 sqft |
| 1st Floor Area | 992 sqft |
| Basement Area | 992 sqft |
| Finished Basement | 992 sqft |
| Unfinished Basement | 992 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,505 sqft (0.333 acres) |
| Terrain | Rolling |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9444 |
|---|---|
| Old Parcel Number | 20A203 55 |
| Street Address | 46 COLONIAL DR |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-4548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L55 THE HERITAGE SUB |
| Legal Subdivision | THE HERITAGE SUB |
| Jurisdiction | WARREN VA |
| Township / Civil Division | HAPPY CREEK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20602 |
46 Colonial Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Warren County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 COLONIAL DR, FRONT ROYAL, VA 22630-4548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 26, 2025 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jun 22, 2018 | Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on File |
| Deed Sale | Sep 26, 2025 · Amount on File |
| Prior Sale | Jun 22, 2018 · Amount on File |
| Deed Document Number | 20254489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 46 COLONIAL DR, FRONT ROYAL, VA 22630-4548 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0190004997 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 190004997 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Sep 26, 2025 |
| Property Address | 46 COLONIAL DR, FRONT ROYAL, VA 22630-4548 |
| Document Number | 0250004489 |
| Map Reference | MB 262 PG 112 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 250004489 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TTL ESCROW & STLMTS LL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 COLONIAL DR, FRONT ROYAL, VA 22630-4548 |
| Document Number | 0250004490 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 250004490 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Jun 22, 2018 |
| Property Address | 46 COLONIAL DR, FRONT ROYAL, VA 22630-4548 |
| Document Number | 180003075 |
| Map Reference | DD 262 PG 112 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 180003075 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | CLEAR TITLE ESCROW & SETTLEM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 COLONIAL DR, FRONT ROYAL, VA 22630-4548 |
| Document Number | 180003076 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 180003076 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 46 Colonial Dr was $3,006, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Municipality | Front Royal Town |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,006.00 (+18.81%) | $528,300 (-) Land $62,100 Building $466,200 | |
| 2025 | $2,530.00 (+10.92%) | $528,300 (+13.47%) Land $62,100 Building $466,200 | $528,300 (+13.47%) Land $62,100 Building $466,200 |
| 2024 | $2,281.00 | $465,600 (-) Land $63,300 Building $402,300 | $465,600 (-) Land $63,300 Building $402,300 |
| 2023 | $465,600 Land $63,300 Building $402,300 | $465,600 Land $63,300 Building $402,300 | |
| 2022 | $2,281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Colonial Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Colonial Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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