46 Cobblestone Ln, Middletown, NY 10940 Property Records

Orange County and Wallkill Town property record for 46 Cobblestone Ln, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,790 sqft · built 2010
Lot Size	0.066 acres (2,856 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Dec 2019)
Tax Bill	$6,461 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`335200 109-2-68`

Property Details

APN / Parcel Number

Primary APN	`335200 109-2-68`
Alternative APNs	`520010900000020680000000` `109-2-68`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,790 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	750 sqft
2nd Floor Area	1,040 sqft
Game Room	Game Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	2,856 sqft (0.066 acres)
Lot Dimensions	119 ft deep x 24.1 ft wide
View / Lot	Suburban
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	109-2-68
Street Address	46 COBBLESTONE LN
City	MIDDLETOWN
State	NY
Zip	10940-5091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	WOODSIDE KNOLLS 1/3-3/3
Legal Block	2
Legal Lot Number	68.00
Jurisdiction	ORANGE NY
Township / Civil Division	WALLKILL
Census Block Group	1
Census Block	1000
Census Tract	11301

Owner

46 Cobblestone Ln is owned and occupied by an individual who bought it in December 2019.

Source: Orange County and Wallkill Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	46 COBBLESTONE LN, MIDDLETOWN, NY 10940-5091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage · FHA Mortgage ASSOCIATE MORTGAGE BANKERS
Dec 3, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Mar 22, 2017 · Amount on File
Deed Document Number	201983975
Deed Book / Page	14664 / 1209
Prior Transfer Date	Nov 14, 2019
Prior Transfer Doc	0000083975
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	46 COBBLESTONE LN, MIDDLETOWN, NY 10940-5091
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020364
Date	Mar 22, 2017
Book Page	0000014203/0000001871
Instrument	20170020364

Lender

Name	ASSOCIATE MORTGAGE BANKERS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2047

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE NY
Recording Date	Dec 3, 2019
Property Address	46 COBBLESTONE LN, MIDDLETOWN, NY 10940-5091
Document Number	0000083975
Book / Page	014664 / 001209
Instrument Date	Nov 14, 2019
Instrument	83975
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	JUDICAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 ROCKWOOD DR #278 MIDDLETOWN NY 109415946, 278, MIDDLETOWN, NY 10941-5946

Mortgage

Document Number	83976
Date	Dec 3, 2019
Book Page	014664/001213
Instrument	83976

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

Source: Orange County and Wallkill Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Wallkill Town
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,500 (-) Land $4,400 Building $37,100	$328,800 (+12.26%)
2024	$6,461.00	$41,500 (-) Land $4,400 Building $37,100	$292,900 (+2.34%)
2023		$41,500 (-) Land $4,400 Building $37,100	$286,200 (+10.46%) Land $30,344 Building $255,856
2022		$41,500 Land $4,400 Building $37,100	$259,100 Land $27,471 Building $231,629

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Cobblestone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Cobblestone Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks, Optimum.

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