Cumberland County and Gorham Town property record for 46 Clay Rd, Gorham, ME 04038 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Colonial |
| Year Built | Built 2013 |
| Square Footage | 2,542 sqft Living Area |
| Lot Size | 78,844 sqft (1.81 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $7,557.00 (2025) |
| Primary APN | 60-0003-0006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,542 sqft Living Area |
| Gross Area | 4,924 sqft Gross Area |
| 1st Floor | 896 sqft 1st Floor |
| Basement Area | 896 sqft Basement |
| Unfinished Basement | 448 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 78,844 sqft (1.81 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 60-0003-0006 |
|---|---|
| Street Address | 46 CLAY RD |
| City | GORHAM |
| State | ME |
| Zip | 04038-2001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | GORHAM ME |
| Minor Civil Division | GORHAM |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 4100 |
Source: Cumberland County and Gorham Town records · APN 60-0003-0006
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 CLAY RD, GORHAM, ME 04038-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 05, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance GORHAM SAVINGS BANK |
| Feb 21, 2018 | Deed of Trust, Mortgage BANGOR SAVINGS BANK |
| Sep 25, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Nov 24, 2020 | Deed of Trust, Mortgage ANDROSCOGGIN BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 46 CLAY RD, GORHAM, ME 04038-2001 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0390610185 |
|---|---|
| Date | Jan 05, 2022 |
| Book Page | 39061/185 |
| Instrument | 901 |
| Name | GORHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 46 CLAY RD, GORHAM, ME 04038-2001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0346650186 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 34665/0186 |
| Instrument | 000000008077 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 157 Months |
| Due | Mar 09, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 46 CLAY RD, GORHAM, ME 04038-2001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0360100068 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 36010/68 |
| Instrument | 47635 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 46 CLAY RD, GORHAM, ME 04038-2001 |
| Document Number | 0375230024 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46 CLAY RD GORHAM ME 040382001, GORHAM, ME 04038-2001 |
| Document Number | 0375230024 |
|---|---|
| Date | Dec 03, 2020 |
| Book Page | 037523/000024 |
| Instrument | 79354 |
| Name | ANDROSCOGGIN BK |
|---|---|
| Type | Bank |
| Address | LEWISTON, ME 04240 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 02, 2035 |
Source: Cumberland County and Gorham Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,557.00 (+0.68%) | $510,600 (-) Land $78,300 Building $432,300 |
| 2024 | $7,506.00 (+20.19%) | $510,600 (+5.06%) Land $78,300 Building $432,300 |
| 2022 | $6,245.00 | $486,000 Land $78,300 Building $407,700 |
46 Clay Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cumberland County (23005C), updated June 3, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 54th in Maine |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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