Macon County property record for 46 Claude Sanders Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1994 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $726 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6596971487 |
| Primary APN | 6596971487 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,651 sqft (0.52 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 134934 |
|---|---|
| Street Address | 46 CLAUDE SANDERS RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-2295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ON 1430 |
| Jurisdiction | MACON NC |
| Township / Civil Division | MILLSHOAL |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 970100 |
46 Claude Sanders Rd is owned and occupied by an individual who acquired it in August 1998.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 CLAUDE SANDERS RD, FRANKLIN, NC 28734-2295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU |
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 1998 |
| Deed Sale | Aug 18, 1998 |
| Deed Book / Page | 22 / 760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 46 CLAUDE SANDERS RD, FRANKLIN, NC 28734-2295 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 46 CLAUDE SANDERS RD, FRANKLIN, NC 28734-2295 |
| Document Number | Z40/2038 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | Z-40/2038 |
| Instrument | 2021005796 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 46 CLAUDE SANDERS RD, FRANKLIN, NC 28734-2295 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Title Company | STEWART TITLE GUARANTY NON C |
| Name | Verified Name |
|---|
| Document Number | Z38/0343 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | Z-38/0343 |
| Instrument | 2018008826 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 27, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 46 Claude Sanders Rd was $726.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $726.00 | $178,450 Land $29,630 Building $148,820 | $178,450 Land $29,630 Building $148,820 |
| 2025 | $726.00 | ||
| 2023 | $683.00 | $178,550 Land $29,630 Building $148,920 | $178,550 Land $29,630 Building $148,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Claude Sanders Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2009–2018) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Dec 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Claude Sanders Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum, T-Mobile.
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