46 Chestnut St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 46 Chestnut St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 756 sqft · built 1880
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Mar 2024)
Tax Bill	$3,198 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`187-07950-57-001`

Property Details

APN / Parcel Number

Primary APN	`187-07950-57-001`
Alternative APN	`WSPR M:00187 B:07950 L:00057`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	756 sqft Living Area
Gross Area	1,755 sqft
Basement Area	607 sqft
Unfinished Basement	607 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	187-07950-57-001
Street Address	46 CHESTNUT ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	7950
Legal Lot Number	57
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1008
Census Tract	812403

Owner

46 Chestnut St is owned by an individual who bought it in March 2024.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 WILDWOOD LN, WILBRAHAM, MA 01095-2660
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PINNACLE FINANCIAL SERVICES LLC
Aug 17, 2022	Foreclosure
Sep 13, 2022	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Prior Sale	Sep 13, 2022 · Amount on File
Deed Document Number	202412449
Deed Book / Page	25360 / 486
Prior Transfer Date	Apr 19, 2022
Prior Transfer Doc	0024723-57
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Mar 25, 2024
Property Address	46 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2804
Document Number	025360-486
Book / Page	25360 / 486
Instrument Date	Mar 25, 2024
Instrument	12449
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILDWOOD LN, WILBRAHAM, MA 01095-2660

Mortgage

Document Number	0000012450
Date	Mar 25, 2024
Instrument	12450

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Sep 13, 2022
Property Address	46 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2804
Document Number	0024723-59
Book / Page	24723 / 59
Instrument Date	Sep 13, 2022
Instrument	55329
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2804

Mortgage

Document Number	0000055330
Date	Sep 13, 2022
Instrument	55330

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Aug 17, 2022
Property Address	46 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2804
Document Number	0024685-99
Book / Page	24685 / 99
Instrument Date	Aug 11, 2022
Instrument	49691
Transaction Type	Foreclosure
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3611 S HARBOR BLVD STE 100, 100, SANTA ANA, CA 92704-7915

September 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Sep 13, 2022
Property Address	46 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2804
Document Number	0024723-57
Book / Page	24723 / 57
Instrument Date	Apr 19, 2022
Instrument	55327
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 46 Chestnut St was $3,198, up 1.5% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,198.00 (+1.49%)	$228,100 (+7.65%) Land $107,900 Building $120,200	$251,710 (+11.09%)
2025	$3,151.00 (+5%)	$211,900 (+4.59%) Land $98,100 Building $113,800	$226,575
2024	$3,001.00 (+23.85%)	$202,600 (+29.96%) Land $98,100 Building $104,500
2023	$2,423.00	$155,900 Land $95,900 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Whip City Fiber.

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