46 Cherry Hl, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 46 Cherry Hl, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,149 sqft · built 1948
Lot Size	0.247 acres (10,751 sqft)
Owner	2 Individual Names on File
Last Sale	$368,000 (Dec 2025)
Tax Bill	$4,492 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0124 B:0000 L:23`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0124 B:0000 L:23`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,149 sqft Living Area
Gross Area	4,161 sqft
Basement Area	1,149 sqft
Unfinished Basement	1,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,751 sqft (0.247 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 CHERRY HL
City	HOLYOKE
State	MA
Zip	01040-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Lot Number	23
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	4
Census Block	4011
Census Tract	812002

Owner

46 Cherry Hl is owned and occupied by two individuals who bought it in December 2025.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 CHERRY HL, HOLYOKE, MA 01040-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Jul 25, 2005 · Amount on File
Deed Document Number	202558269
Deed Book / Page	26137 / 516
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLYOKE MA
Recording Date	Dec 5, 2025
Property Address	46 CHERRY HL, HOLYOKE, MA 01040-1704
Document Number	026137-516
Book / Page	26137 / 516
Instrument Date	Dec 5, 2025
Instrument	58269
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 CHERRY HL, HOLYOKE, MA 01040-1704

Mortgage

Document Number	0000058270
Date	Dec 5, 2025
Instrument	58270

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 46 Cherry Hl was $4,492, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,492.00 (+6.8%)	$257,700 (+6.97%) Land $54,200 Building $201,800	$344,031 (+24.83%)
2025	$4,206.00 (+4.99%)	$240,900 (+13.95%) Land $50,700 Building $190,200	$275,595 (+0.55%)
2024	$4,006.00 (+4.68%)	$211,400 (+3.63%) Land $48,100 Building $163,300	$274,075
2023	$3,827.00	$204,000 Land $48,100 Building $155,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Cherry Hl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Cherry Hl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

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