46 Cheatham Rd, Gladys, VA 24554 Property Records

Campbell County property record for 46 Cheatham Rd, Gladys, VA 24554

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,119 sqft · built 2017
Lot Size	2.69 acres (117,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (May 2024)
Tax Bill	$1,272 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61-A-1A1`

Property Details

APN / Parcel Number

Primary APN	`61-A-1A1`
Alternative APNs	`0610-0A000-001-A1` `0010037444` `10037444`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,119 sqft Living Area
Basement Area	180 sqft
Finished Basement	180 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	117,525 sqft (2.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	10037444
Street Address	46 CHEATHAM RD
City	GLADYS
State	VA
Zip	24554-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVEL RIDGE
Jurisdiction	CAMPBELL VA
Township / Civil Division	BROOKNEAL
Census Block Group	1
Census Block	1001
Census Tract	20800

Owner

Source: Campbell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 CHEATHAM RD, GLADYS, VA 24554-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 23, 2017	Deed of Trust, Mortgage · Construction Mortgage THE BANK OF CHARLOTTE COUNTY
Nov 28, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC
May 18, 2022	Intrafamily Transfer, Transfer
Aug 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Deed Document Number	20242516
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	46 CHEATHAM RD, GLADYS, VA 24554-2108
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHEATHAM RD, GLADYS, VA 24554-2108

Mortgage

Document Number	0260001448
Date	Mar 30, 2026
Instrument	260001448

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	46 CHEATHAM RD, GLADYS, VA 24554-2108
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170002595
Date	May 23, 2017
Instrument	170002595

Lender

Name	THE BANK OF CHARLOTTE COUNTY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	46 CHEATHAM RD, GLADYS, VA 24554-2108
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170005974
Date	Nov 28, 2017
Instrument	170005974

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

Interest

Rate Type	Fixed Rate

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL VA
Recording Date	May 18, 2022
Property Address	46 CHEATHAM RD, GLADYS, VA 24554-2108
Document Number	0220003350
Instrument Date	May 11, 2022
Instrument	220003350
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHEATHAM RD, GLADYS, VA 24554-2108

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL VA
Recording Date	Aug 15, 2022
Property Address	46 CHEATHAM RD, GLADYS, VA 24554-2108
Document Number	0220005212
Instrument Date	May 11, 2022
Instrument	220005212
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHEATHAM RD, GLADYS, VA 24554-2108

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,272.00 (+33.05%)	$282,800 (-) Land $24,500 Building $258,300	$282,800 (-) Land $24,500 Building $258,300
2025	$956.00	$282,800 (+33.08%) Land $24,500 Building $258,300
2023	$956.00	$212,500 Land $24,500 Building $188,000	$282,800 Land $24,500 Building $258,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 1,200
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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