Bristol Town property record for 46 Charles St, Bristol, RI 02809
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 3 ba · 3,123 sqft · built 1928 |
| Lot Size | 0.135 acres (5,889 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,722 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 16-0245-20 |
| Primary APN | 16-0245-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,123 sqft Living Area |
| Gross Area | 5,544 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,889 sqft (0.135 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 16-0245-20 |
|---|---|
| Street Address | 46 CHARLES ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-3102 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-6 |
| Legal Lot Number | 34 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30800 |
46 Charles St, a duplex, is owned and occupied by two individuals.
Source: Bristol Town records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 CHARLES ST, BRISTOL, RI 02809-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 46 Charles St was $6,722, up 2% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,722.00 (+20.01%) | |
| 2025 | $5,601.00 | $405,300 Land $120,000 Building $285,300 |
| 2023 | $5,415.00 (+2.77%) | $405,300 (-) Land $120,000 Building $285,300 |
| 2022 | $5,269.00 | $405,300 Land $120,000 Building $285,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 46 Charles St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 units insured incl. 3 condo units |
| Nearby Flood Claims | 9 (2010–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 46 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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