46 Charles St, Bath, NY 14810 Property Records

Steuben County and Bath Town property record for 46 Charles St, Bath, NY 14810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2013
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Jun 2014)
Tax Bill	$6,139 (2026)
Deeds & Mortgages	Oct 2019 Sale
APN	`462401 158.08-01-005.400`

Property Details

APN / Parcel Number

Primary APN	`462401 158.08-01-005.400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 CHARLES ST
City	BATH
State	NY
Zip	14810-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	5.400
Jurisdiction	STEUBEN NY
Township / Civil Division	BATH
Census Block Group	1
Census Block	1050
Census Tract	961100

Owner

46 Charles St is owned and occupied by an individual who acquired it in April 2019.

Source: Steuben County and Bath Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	46 CHARLES ST, BATH, NY 14810-1105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2014 · Amount on File
Deed Sale	Jun 2, 2014 · Amount on File
Deed Book / Page	2486 / 19
Last Transfer Date	Apr 11, 2019
Transfer Doc	0002797/30
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Oct 30, 2019
Property Address	46 CHARLES ST, BATH, NY 14810-1105
Document Number	0002797/30
Book / Page	2797 / 30
Instrument Date	Apr 11, 2019
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 46 Charles St was $6,139 with a homeowner's exemption, up 2.6% from the year before.

Source: Steuben County and Bath Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Bath Village
County	Steuben County
County Subdivision	Bath Town
Unified School District	Bath Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,139.00 (+2.61%) Homeowner's exemption
2025	$5,983.00	$170,000 Land $17,200 Building $152,800	$178,947 Land $18,105 Building $160,842
2023		$160,000 (+26.98%) Land $17,200 Building $142,800	$160,000 (+14.29%) Land $17,200 Building $142,800
2022		$126,000 Land $19,900 Building $106,100	$140,000 Land $22,111 Building $117,889
2021	$4,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 46 Charles St; there have been 12 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (1993–2021)
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATH VILLAGE CONSOLIDATED SAMPLING AREA serves 5,400 people · EPA ID NY5001206
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20