46 Chapman Rd, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 46 Chapman Rd, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 1949
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2000)
Tax Bill	$7,615 (2025)
Deeds & Mortgages	Apr 2024 Refinance Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`70375`

Property Details

APN / Parcel Number

Primary APN	`70375`
Alternative APN	`WAKE M:000038 B:0043 P:000B19`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,870 sqft Living Area
Gross Area	2,606 sqft
Basement Area	816 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	70375
Street Address	46 CHAPMAN RD
City	WAKEFIELD
State	MA
Zip	01880-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	WAKEFIELD
Legal Block	43
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	4
Census Block	4000
Census Tract	335302

Owner

46 Chapman Rd is owned and occupied by two individuals who bought it in November 2000.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 CHAPMAN RD, WAKEFIELD, MA 01880-4909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Nov 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2000 · Amount on File
Deed Sale	Nov 10, 2000 · Amount on File
Prior Sale	Jan 21, 1997 · Amount on File
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	46 CHAPMAN RD, WAKEFIELD, MA 01880-4909
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082721-170
Date	Apr 30, 2024
Book Page	82721/170
Instrument	43832

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	46 CHAPMAN RD, WAKEFIELD, MA 01880-4909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73645-537
Date	Nov 14, 2019
Book Page	73645/537
Instrument	177997

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 46 Chapman Rd was $7,615, up 3.9% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,615.00 (+3.93%)	$670,900 (+3.01%) Land $353,700 Building $317,200	$734,255 (+0.62%)
2024	$7,327.00 (+3.52%)	$651,300 (+7.94%) Land $343,300 Building $308,000	$729,695
2023	$7,078.00	$603,400 Land $317,900 Building $285,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Chapman Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Chapman Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: AT&T, T-Mobile.

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