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46 Champlain St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 46 Champlain St, Dracut, MA 01826 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1933
Square Footage1,874 sqft Living Area
Lot Size18,972 sqft (0.436 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2016)
Tax Bill$5,060.00 (2025)

Property Details

APN / Parcel Number

Primary APNDRAC M:47 L:219
Alternative APNs
  • M:0047 B:0000 L:0219
  • 770116

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,874 sqft Living Area
Gross Area3,776 sqft Gross Area
1st Floor1,160 sqft 1st Floor
Basement Area952 sqft Basement
Unfinished Basement952 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area18,972 sqft (0.436 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number770116
Street Address46 CHAMPLAIN ST
CityDRACUT
StateMA
Zip01826-3947
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number219
JurisdictionDRACUT MA
Minor Civil DivisionDRACUT
Census Blockgroup1
Census Block1019
Census Tract314301

Owner

Source: Middlesex County and Dracut Town records · APN DRAC M:47 L:219

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46 CHAMPLAIN ST, DRACUT, MA 01826-3947
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
TOP FLITE FINANCIAL
Feb 16, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 10, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Nov 16, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Oct 30, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jun 30, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NE REGIONAL MTG CORP
Oct 16, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NE REGIONAL MTG CORP
Jun 25, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEW ENGLAND REGIONAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2016 · Amount on Record
Deed SaleJan 22, 2016 · Amount on Record
Deed Doc Number20162854
Deed Book / Page29752 / 274
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Recording DateMay 11, 2026
Property Address46 CHAMPLAIN ST, DRACUT, MA 01826-3947
Document Number040048-244
Book / Page40048 / 244
Instrument DateMay 05, 2026
Instrument202614355
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 CHAMPLAIN ST, DRACUT, MA 01826-3947

Mortgage

Document Number0000014355,
DateMay 11, 2026
Book Page40048/244
Instrument202614355
Lender
NameTOP FLITE FINANCIAL
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address46 CHAMPLAIN ST, DRACUT, MA 01826-3947
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036821-201
DateFeb 16, 2022
Book Page36821/201
Instrument7419
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address46 CHAMPLAIN ST, DRACUT, MA 01826-3947
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037720-120
DateMar 10, 2023
Book Page37720/120
Instrument6736
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term481 Months
DueApr 01, 2063

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address46 CHAMPLAIN ST, DRACUT, MA 01826-3947
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038187-271
DateNov 16, 2023
Book Page38187/271
Instrument34113
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term481 Months
DueDec 01, 2063

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address46 CHAMPLAIN ST, DRACUT, MA 01826-3947
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038858-238
DateOct 30, 2024
Book Page38858/238
Instrument33922
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term481 Months
DueNov 01, 2064

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address46 CHAMPLAIN ST, DRACUT, MA 01826-3947
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31254-220
DateJun 30, 2017
Book Page31254/220
Instrument27939
Lender
NameNE REGIONAL MTG CORP
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address46 CHAMPLAIN ST, DRACUT, MA 01826-3947
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32490-18
DateOct 16, 2018
Book Page32490/18
Instrument45358
Lender
NameNE REGIONAL MTG CORP
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address46 CHAMPLAIN ST, DRACUT, MA 01826-3947
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33088-193
DateJun 25, 2019
Book Page33088/193
Instrument24824
Lender
NameNEW ENGLAND REGIONAL MORTGAGE CORP
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,060.00 (-5.33%)$500,000 (-2.25%) Land $204,800 Building $295,200$566,960 (+11.03%)
2024$5,345.00 (+3.69%)$511,500 (+14.89%) Land $195,000 Building $316,500$510,625
2023$5,155.00$445,200 Land $169,600 Building $275,600

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