Middlesex County and North Reading Town property record for 46 Central St, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,551 sqft · built 1946 |
| Lot Size | 1.22 acres (53,448 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $325,000 (Jul 2009) |
| Tax Bill | $8,209 (2026) |
| Deeds & Mortgages | Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:42-P:020 |
| Primary APN | M:42-P:020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,551 sqft Living Area |
| Gross Area | 1,070 sqft |
| 1st Floor Area | 1,070 sqft |
| Basement Area | 1,046 sqft |
| Unfinished Basement | 1,046 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,448 sqft (1.22 acres) |
| Garage Type | Attached |
| Total Buildings | 2 Buildings |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 46 CENTRAL ST |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 20.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 330201 |
Source: Middlesex County and North Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 40 VILLAGE POST RD, 1603, DANVERS, MA 01923-2609 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2009 · Amount on Record |
| Deed Sale | Jul 15, 2009 · Amount on Record |
| Deed Document Number | 2009136433 |
| Deed Book / Page | 53207 / 364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Oct 26, 2017 |
| Property Address | 46 CENTRAL ST, NORTH READING, MA 01864-3202 |
| Document Number | 70135-148 |
| Book / Page | 070135 / 000148 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 3689 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 266 MAIN ST NORTH ANDOVER MA 018452513, NORTH ANDOVER, MA 01845-2513 |
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,209.00 (-1.41%) | $630,500 (-1.1%) Land $423,100 Building $207,400 | $690,680 |
| 2025 | $8,326.00 (+3.74%) | $637,500 (+4.92%) Land $406,900 Building $230,600 | |
| 2024 | $8,026.00 (+4.63%) | $607,600 (+10.82%) Land $383,600 Building $224,000 | |
| 2023 | $7,671.00 | $548,300 Land $352,500 Building $195,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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