46 Central Ave, West Haven, CT 06516 Property Records

West Haven City property record for 46 Central Ave, West Haven, CT 06516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1956
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2026)
Tax Bill	$7,174 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WHAV M:0006 B:0142 L:0000`

Property Details

APN / Parcel Number

Primary APN	`WHAV M:0006 B:0142 L:0000`
Alternative APN	`1778`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1778
Street Address	46 CENTRAL AVE
City	WEST HAVEN
State	CT
Zip	06516-6716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	142
Jurisdiction	WEST HAVEN CT
Township / Civil Division	WEST HAVEN
Census Block Group	2
Census Block	2008
Census Tract	154800

Owner

Source: West Haven City records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 CENTRAL AVE, WEST HAVEN, CT 06516-6716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Deed of Trust, Mortgage · Line of Credit M & T BANK
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
Jul 26, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Jun 27, 1989 · Amount on Record
Deed Book / Page	2040 / 395
Prior Transfer Date	Jul 25, 2019
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	46 CENTRAL AVE, WEST HAVEN, CT 06516-6716
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002017-731
Date	Jun 5, 2025
Book Page	2017/731

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST HAVEN CT
Recording Date	Apr 14, 2026
Property Address	46 CENTRAL AVE, WEST HAVEN, CT 06516-6716
Document Number	002040-395
Book / Page	2040 / 395
Instrument Date	Apr 8, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 CENTRAL AVE, WEST HAVEN, CT 06516-6716

Mortgage

Date	Apr 14, 2026

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST HAVEN CT
Recording Date	Jul 26, 2019
Property Address	46 CENTRAL AVE, WEST HAVEN, CT 06516-6716
Document Number	1843-403
Book / Page	001843 / 000403
Instrument Date	Jul 25, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CENTRAL AVE WEST HAVEN CT 065166716, WEST HAVEN, CT 06516-6716

Tax Assessment & Valuation

Source: West Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	West Haven City
Unified School District	West Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,174.00	$218,260 (+64.28%) Land $86,730 Building $131,530	$311,800 Land $123,900 Building $187,900
2024	$7,174.00 (+19.73%)
2023	$5,992.00 (+1.84%)	$132,860 (-) Land $60,060 Building $72,800
2022	$5,884.00	$132,860 Land $60,060 Building $72,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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