46 Cedar St, Valley Stream, NY 11580 Property Records

Nassau County and Hempstead Town property record for 46 Cedar St, Valley Stream, NY 11580

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,109 sqft · built 1949
Lot Size	0.112 acres (4,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jan 2021)
Tax Bill	$8,737 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-537-00-0013`

Property Details

APN / Parcel Number

Primary APN	`37-537-00-0013`
Alternative APNs	`2035-37-537-00-0013-0` `37537000013000000000` `282035 37.-537-13` `37537 00130`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,109 sqft Living Area
1st Floor Area	792 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	4,860 sqft (0.112 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37537 00130
Street Address	46 CEDAR ST
City	VALLEY STREAM
State	NY
Zip	11580-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 030
Legal Subdivision	MAP OF KRASAYRE PARK
Legal Block	537
Legal Lot Number	13
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	4
Census Block	4006
Census Tract	410400

Owner

Source: Nassau County and Hempstead Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 CEDAR ST, VALLEY STREAM, NY 11580-5002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L
Jan 21, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Nov 26, 2019	Grant Deed, Transfer · Conventional with PMI LOAN FUNDER LLC SERIES 10122
Feb 1, 2018	Loan Modification, Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	20218874
Deed Book / Page	14030 / 376
Prior Transfer Date	Sep 5, 1995
Prior Transfer Doc	1062000721
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	46 CEDAR ST, VALLEY STREAM, NY 11580-5002
Document Number	0449390130
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22220 FAIRBURY AVE QUEENS VILLAGE NY 114281926, QUEENS VILLAGE, NY 11428-1926

Mortgage

Document Number	0449390130
Date	Jan 21, 2021
Book Page	044939/000130
Instrument	8875

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

January 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Jan 21, 2021
Property Address	46 CEDAR ST, VALLEY STREAM, NY 11580-5002
Document Number	0140300376
Book / Page	14030 / 376
Map Reference	MAP 4395
Instrument Date	Jan 4, 2021
Instrument	2021-008874
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 FAIRBURY AVE, QUEENS VILLAGE, NY 11428

Mortgage

Document Number	202100887544939130
Date	Jan 21, 2021
Instrument	2021-00887544939130

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Nov 26, 2019
Property Address	46 CEDAR ST, VALLEY STREAM, NY 11580-5002
Document Number	0138800880
Book / Page	013880 / 000880
Instrument Date	Oct 25, 2019
Instrument	104972
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,334.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	560 GRANT AVE BROOKLYN NY 112083319, BROOKLYN, NY 11208-3319

Mortgage

Document Number	438380058
Date	Nov 26, 2019
Book Page	043838/000058
Instrument	104973

Lender

Name	LOAN FUNDER LLC SERIES 10122
Address	645 MADISON AVE # 19, NEW YORK, NY 10022-1010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU NY
Property Address	46 CEDAR ST, VALLEY STREAM, NY 11580-5002
Document Number	0429060325
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CEDAR ST VALLEY STREAM NY 115805002, VALLEY STREAM, NY 11580-5002

Mortgage

Document Number	0429060325
Date	Jun 22, 2018
Book Page	042906/000325
Instrument	55015

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	55 BEATTIE PL # 110, GREENVILLE, SC 29601-5115

Agreement

Amount	Amount Recorded
Term	420 Months
Due	Jun 21, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Valley Stream Village
Elementary School District	Valley Stream Union Free School District 30 (PK - 06)
Secondary School District	Valley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455 (-2.99%) Land $171 Building $284	$455,000 (-2.99%)
2025	$8,737.00 (-10.01%)
2023	$9,709.00 Additional exemption filed	$469 Land $179 Building $290	$469,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2010–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 935 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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