46 Cedar St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 46 Cedar St, Framingham, MA 01702

Property Summary

Property TypeApartments (5+ Units)
Details12 bd · 10 ba · 5,928 sqft · built 1900
Lot Size0.26 acres (11,326 sqft)
OwnerCompany Name on Record
Last Sale$2,000,000 (Jan 2025)
Tax Bill$23,061 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN134-74-5820

Property Details

APN / Parcel Number

Primary APN134-74-5820
Alternative APNs
  • FRAM M:134 B:74 L:5820 U:000
  • M:015.0 B:0030 L:0006.0
  • F_677521_2924808
  • 576

Interior

Bedrooms12 Beds
Full Baths10 Baths
Total Rooms43 Rooms
Units10 Units
Stories2 Stories
Building Area5,928 sqft Living Area
Gross Area8,892 sqft
1st Floor Area2,964 sqft
Basement Area2,964 sqft
Unfinished Basement2,964 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1980
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number576
Street Address46 CEDAR ST
CityFRAMINGHAM
StateMA
Zip01702-6928
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeG
Legal Block74
Legal Lot Number5820
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group1
Census Block1004
Census Tract383200

Owner

Source: Middlesex County and Framingham City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address21 WINTHROP ST, 1, HOLLISTON, MA 01746-2315
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust
LEADER BANK NA
Aug 3, 2018Quit Claim Deed, Transfer
HINGHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2025 · Amount on Record
Deed SaleJan 17, 2025 · Amount on Record
Prior SaleAug 3, 2018 · Amount on Record
Deed Document Number20256275
Deed Book / Page83692 / 323
Record UpdatedSep 20, 2026

May 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Recording DateMay 29, 2026
Property Address46 CEDAR ST, FRAMINGHAM, MA 01702-6928
Document Number085666-111
Book / Page85666 / 111
Instrument DateMay 29, 2026
Instrument202663112
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063112,
DateMay 29, 2026
Book Page85666/111
Instrument202663112
Lender
NameLEADER BANK NA
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRAMINGHAM MA
Recording DateAug 3, 2018
Property Address46 CEDAR ST, FRAMINGHAM, MA 01702-6928
Document Number71427-407
Book / Page71427 / 407
Instrument118594
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$128.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 CEDAR ST, FRAMINGHAM, MA 01702-6928

Mortgage

Document Number714270410
DateAug 3, 2018
Instrument71427/0410
Lender
NameHINGHAM INSTITUTION FOR SAVINGS
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$23,061.00 (-1.23%)$1,931,400 (+3.07%) Land $500,000 Building $1,431,400
2024$23,349.00 (+14.28%)$1,873,900 (+20.06%) Land $500,000 Building $1,373,900
2023$20,431.00$1,560,800 Land $247,500 Building $1,313,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1979–1999)
Most Recent ClaimSep 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50

May also be available: AT&T, T-Mobile.

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