Norfolk County and Needham Town property record for 46 Cedar Spgs Ln, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 2,961 sqft · built 1996 |
| Lot Size | 0.607 acres (26,423 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Jan 2000) |
| Tax Bill | $27,302 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:2160003200040 |
| Primary APN | M:2160003200040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,961 sqft Living Area |
| Gross Area | 6,124 sqft |
| 1st Floor Area | 2,961 sqft |
| Basement Area | 2,108 sqft |
| Unfinished Basement | 358 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,423 sqft (0.607 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 46 CEDAR SPRINGS LN |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Subdivision | KING ST |
| Legal Block | 32 |
| Legal Lot Number | 4.0 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 403400 |
Source: Norfolk County and Needham Town records · APN M:2160003200040
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 CEDAR SPRINGS LN, NEEDHAM, MA 02492-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jun 18, 2019 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Jan 13, 2020 | Deed of Trust, Mortgage · ARM SANTANDER BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2000 · Amount on Record |
| Deed Sale | Jan 10, 2000 · Amount on Record |
| Prior Sale | Oct 02, 1996 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 46 CEDAR SPRINGS LN, NEEDHAM, MA 02492-1100 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 039523-488 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 39523/488 |
| Instrument | 78931 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 46 CEDAR SPRINGS LN, NEEDHAM, MA 02492-1100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 36886-446 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 36886/446 |
| Instrument | 48497 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 46 CEDAR SPRINGS LN, NEEDHAM, MA 02492-1100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37517-120 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 37517/120 |
| Instrument | 2892 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 01, 2030 |
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,302.00 (+17.76%) | $2,575,700 (+44.87%) Land $1,114,900 Building $1,460,800 | $2,770,770 (+5.49%) |
| 2024 | $2,626,465 | ||
| 2023 | $23,185.00 | $1,778,000 Land $625,600 Building $1,152,400 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1981–1996) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 60 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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