46 Cedar Ln W, Ridgway, CO 81432 Property Records

Ouray County property record for 46 Cedar Ln W, Ridgway, CO 81432

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,504 sqft · built 1992
Lot Size	2.12 acres (92,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$538,000 (Mar 2017)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R003906`

Property Details

APN / Parcel Number

Primary APN	`R003906`
Alternative APN	`425532303015`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,504 sqft Heated Area
Gross Area	5,721 sqft
1st Floor Area	2,297 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Architectural Style	Raised Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	92,347 sqft (2.12 acres)
Garage Type	Attached
Garage Area	1,548 sqft
Porch	Porch
Porch Area	406 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Propane

Location & Zoning

Account Number	R003906
Street Address	46 CEDAR LN W
City	RIDGWAY
State	CO
Zip	81432-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26
Legal Description	SUBD: LOGHILL VILLAGE UNIT 1 LOT: 10 BLOCK: G S: 32 T: 46 R: 8
Legal Range	08
Legal Township	46
Legal Section	32
Legal Subdivision	LOGHILL VILLAGE
Legal Block	G
Legal Lot Number	10
Legal Unit	1
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1065
Census Tract	967601

Owner

Source: Ouray County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 CEDAR LN W, RIDGWAY, CO 81432-9609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Mar 13, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2017 · Amount on Record
Deed Sale	Mar 13, 2017 · Amount on Record
Prior Sale	Apr 23, 2010 · Amount on Record
Deed Document Number	2017218108
Prior Transfer Date	Dec 12, 2012
Prior Transfer Doc	209000
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	46 CEDAR LN W, RIDGWAY, CO 81432-9609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	227231
Date	Dec 7, 2020
Instrument	227231

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Mar 13, 2017
Property Address	46 CEDAR LN W, RIDGWAY, CO 81432-9609
Document Number	218108
Map Reference	DOC122035
Instrument Date	Mar 10, 2017
Instrument	218108
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 CEDAR LN W, RIDGWAY, CO 81432-9609

Mortgage

Document Number	218109
Date	Mar 13, 2017
Instrument	218109

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ridgway School District R-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,240.00 (-6.94%)	$77,120 (-6.93%) Land $8,530 Building $68,590	$1,233,980 (-0.22%) Land $136,500 Building $1,097,480
2024	$4,556.00 (+1.09%)	$82,860 (-4.06%) Land $7,450 Building $75,410	$1,236,740 (-3.13%) Land $111,150 Building $1,125,590
2023	$4,507.00	$86,370 Land $7,760 Building $78,610	$1,276,740 Land $114,740 Building $1,162,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALLAS CREEK WC private · serves 1,059 people · EPA ID CO0146485
Water Source	Surface water
Last State Inspection	Feb 2023
Also Mapped Here	TRI COUNTY WCD
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000

May also be available: AT&T, T-Mobile.

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