46 Catface Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 46 Catface Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,104 sqft · built 2022
Lot Size	0.18 acres (7,884 sqft)
Owner	Individual Name on File
Last Sale	$701,114 (Nov 2022)
Tax Bill	$5,506 (2024)
Deeds & Mortgages	Nov 2021 Construction Loan Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16244-000-1780`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16244-000-1780`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	2,874 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,884 sqft (0.18 acres)
Lot Dimensions	12 ft deep x 7.2 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	46 CATFACE DR
City	INLET BEACH
State	FL
Zip	32461-7443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 178 STILLWATER AT WATERSOUND PHASE 5 PB 22-12 OR 3170-55 OR 3273-942
Legal Range	18W
Legal Township	03S
Legal Section	25
Legal Phase	5
Legal Lot Number	178
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

Source: Walton County records · APN 25-3S-18-16244-000-1780

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	46 CATFACE DR, INLET BEACH, FL 32461-7443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN
Nov 16, 2022	Special Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Nov 20, 2020	Grant Deed, Transfer WATERSOUND CO LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	20220050066
Deed Book / Page	3273 / 942
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	46 CATFACE DR, INLET BEACH, FL 32461-7443
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13123 E EMERALD COAST PKWY STE B2 # 11 B2, B2, INLET BEACH, FL 32461-9604
Investor	Possibly a Property Investor

Mortgage

Document Number	0032263408
Date	Nov 23, 2021
Book Page	3226/3408
Instrument	20210058268

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 16, 2022
Property Address	46 CATFACE DR, INLET BEACH, FL 32461-7443
Document Number	0032730942
Book / Page	3273 / 942
Map Reference	MB 22 PG 12-19
Instrument Date	Nov 14, 2022
Instrument	20220050066
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,908.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13123 E EMERALD COAST PKWY # PKWY112, PKWY112, INLET BEACH, FL 32461-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13123 E EMERALD COAST PKWY, INLET BEACH, FL 32461-9604

Mortgage

Document Number	0003273944
Date	Nov 16, 2022
Instrument	3273/944

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 01, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Max Rate	10%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Nov 20, 2020
Property Address	46 CATFACE DR, INLET BEACH, FL 32461-7443
Document Number	0031700055
Book / Page	003170 / 000055
Instrument Date	Nov 20, 2020
Instrument	47704
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	WATERSOUND TITLE AGENCY LLC, WATERSOUND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,723.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13123 E EMERALD COAST PKWY #B2 INLET BEACH FL 324619604, B2, INLET BEACH, FL 32461-9604

Mortgage

Document Number	31700056
Date	Nov 20, 2020
Book Page	003170/000056
Instrument	47705

Lender

Name	WATERSOUND CO LLC
Address	130 N RICHARD JACKSON BLVD # 200, PANAMA CITY BEACH, FL 32407-2512

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$792,470 (+27.32%) Land $150,000 Building $642,470	$792,470 (+27.32%) Land $150,000 Building $642,470
2024	$5,506.00 (+3.75%)
2023	$5,307.00 (+488.36%) Homeowner's exemption	$622,439 (+514.19%) Land $91,300 Building $531,139	$622,439 (+514.19%) Land $91,300 Building $531,139
2022	$902.00	$101,343 Land $101,343	$101,343 Land $101,343

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 292 locations within half a mile of this property.

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