46 Cards Mill Rd, Columbia, CT 06237 Property Records

Columbia Town property record for 46 Cards Mill Rd, Columbia, CT 06237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1983
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Aug 2009)
Tax Bill	$5,213 (2026)
Deeds & Mortgages	Feb 2025 Refinance Mar 2022 Refinance + 1 more
APN	`COLU M:020 L:066`

Property Details

APN / Parcel Number

Primary APN	`COLU M:020 L:066`
Alternative APNs	`00164500` `164500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	3,488 sqft
Basement Area	1,344 sqft
Unfinished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	164500
Street Address	46 CARDS MILL RD
City	COLUMBIA
State	CT
Zip	06237-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	66
Jurisdiction	COLUMBIA CT
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2009
Census Tract	860100

Owner

46 Cards Mill Rd is owned and occupied by two individuals who bought it in August 2009.

Source: Columbia Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 CARDS MILL RD, COLUMBIA, CT 06237-1203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Mar 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2009 · Amount on File
Deed Sale	Aug 10, 2009 · Amount on File
Prior Sale	Jun 21, 2005 · Amount on File
Deed Book / Page	189 / 643
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA CT
Property Address	46 CARDS MILL RD, COLUMBIA, CT 06237-1203
Transaction Type	Mortgage
Record Updated	Feb 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000252-364
Date	Feb 7, 2025
Book Page	252/364

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2040

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA CT
Property Address	46 CARDS MILL RD, COLUMBIA, CT 06237-1203
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244-55
Date	Mar 28, 2022
Book Page	244/55

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA CT
Property Address	46 CARDS MILL RD, COLUMBIA, CT 06237-1203
Document Number	227-609
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CARDS MILL RD COLUMBIA CT 062371203, COLUMBIA, CT 06237-1203

Mortgage

Document Number	227-609
Date	Jul 11, 2018
Book Page	000227/000609

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 46 Cards Mill Rd was $5,213, up 5.1% from the year before.

Source: Columbia Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Columbia Town
Elementary School District	Columbia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,213.00 (+5.06%)	$169,540 (-) Land $40,180 Building $129,360	$362,832 (+205.73%)
2025	$4,962.00	$169,540 Land $40,180 Building $129,360	$118,678 Land $28,126 Building $90,552
2024	$4,962.00 (+12.95%)
2023	$4,393.00 (+0.16%)	$169,540 (-) Land $40,180 Building $129,360
2022	$4,386.00	$169,540 Land $40,180 Building $129,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 46 Cards Mill Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Cards Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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