46 Cane Creek Ln, Fairview, NC 28730 Property Records

Buncombe County property record for 46 Cane Creek Ln, Fairview, NC 28730

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 4.5 ba · 4,560 sqft · built 1964
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individuals on Record
Last Sale	$418,000 (Apr 2019)
Tax Bill	$4,842 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3036082-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3036082-2020-20`
Alternative APNs	`3036082-2020-2020-0000-00` `9685-49-4697-00000`

Interior

Bedrooms	8 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,560 sqft Living Area
Gross Area	4,920 sqft
1st Floor Area	3,696 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	156,816 sqft (3.6 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Deck Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3036082-2020-20
Street Address	46 CANE CREEK LN
City	FAIRVIEW
State	NC
Zip	28730-7705
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	OU
Legal Description	LOT: 2 PLAT: 0197-0056
Legal Block	1
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1001
Census Tract	3203

Owner

Source: Buncombe County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	46 CANE CREEK LN, FAIRVIEW, NC 28730-7705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Apr 5, 2021	Intrafamily Transfer, Transfer · Construction Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Prior Sale	Jun 1, 2000 · Amount on Record
Deed Book / Page	5763 / 1778
Last Transfer Date	Mar 29, 2021
Transfer Doc	0060451601
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	46 CANE CREEK LN, FAIRVIEW, NC 28730-7705
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062050034
Date	Apr 6, 2022
Book Page	6205/34

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 5, 2021
Property Address	46 CANE CREEK LN, FAIRVIEW, NC 28730-7705
Document Number	0060451601
Book / Page	6045 / 1601
Map Reference	MB 197 PG 56
Instrument Date	Mar 29, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 CANE CREEK LN, FAIRVIEW, NC 28730-7705

Mortgage

Document Number	0060451604
Date	Apr 5, 2021
Instrument	6045/1604

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,842.00 (+4.29%)	$685,300 (-) Land $66,900 Building $618,400	$685,300 (-) Land $66,900 Building $618,400
2024	$4,643.00 (+5.38%)
2023	$4,406.00	$685,300	$685,300 (-) Land $81,900 Building $603,400
2021			$685,300 Land $66,900 Building $618,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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