46 Cambridge Cv, Surrey, ND 58785 Property Records

Ward County property record for 46 Cambridge Cv, Surrey, ND 58785

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,468 sqft · built 2021
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,430 (Jan 2022)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Line of Credit + 1 more
APN	`SY180490300290`

Property Details

APN / Parcel Number

Primary APN	`SY180490300290`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,468 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	982 sqft

Location & Zoning

Street Address	46 CAMBRIDGE CV
City	SURREY
State	ND
Zip	58785-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: SY18049SILVER SPRINGS ADDN LOT 29 BLK 3 SURREY-S41 A .235
Legal Subdivision	SILVER SPRINGS ADDN
Legal Block	3
Legal Lot Number	29
Jurisdiction	WARD ND
Township / Civil Division	SURREY
Census Block Group	2
Census Block	2040
Census Tract	10800

Owner

Source: Ward County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 6, SURREY, ND 58785-0006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK OF VELA
Jan 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2022 · Amount on Record
Deed Sale	Jan 17, 2022 · Amount on Record
Deed Document Number	20223061136
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARD ND
Recording Date	Jun 17, 2026
Property Address	46 CAMBRIDGE CV, SURREY, ND 58785-5009
Document Number	0003101449
Instrument Date	Jun 12, 2026
Instrument	20263101449
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	46 CAMBRIDGE CV, SURREY, ND 58785-5009

Mortgage

Document Number	0003101449,
Date	Jun 17, 2026
Instrument	20263101449

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARD ND
Property Address	46 CAMBRIDGE CV, SURREY, ND 58785-5009
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 1ST ST SE, MINOT, ND 58701-6564

Mortgage

Document Number	0003057461
Date	Sep 30, 2021
Instrument	3057461

Lender

Name	PEOPLES STATE BANK OF VELA
Type	Bank
Address	MINOT, ND 58701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 27, 2022

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARD ND
Recording Date	Jan 17, 2022
Property Address	46 CAMBRIDGE CV, SURREY, ND 58785-5009
Document Number	0003061136
Instrument Date	Jan 14, 2022
Instrument	3061136
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	NOT AVAILABLE, DEED WARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 6, SURREY, ND 58785-0006

Mortgage

Document Number	0003061137
Date	Jan 17, 2022
Instrument	3061137

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Ward County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ward County
Municipality	Surrey City
Unified School District	Surrey Public School District 41 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,195.00 (-37.87%)	$154,500 (+5.46%) Land $15,500 Building $139,000	$309,000 (+5.46%) Land $31,000 Building $278,000
2023	$3,533.00	$146,500 Land $15,500 Building $131,000	$293,000 Land $31,000 Building $262,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1986–2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2011 · Flooding
Claims by Event	Flooding, Jun 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PRAIRIE RWD-SYSTEM 1&2 private · serves 7,748 people · EPA ID ND5101125
Water Source	Purchased groundwater from NORTHWESTERN AREA WATER SUPPLY
Last State Inspection	Jun 2023
Also Mapped Here	NORTH PRAIRIE RWD-SYSTEM III, NORTH PRAIRIE RWD SYSTEM IV
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SRT Fiber	2,000 / 2,000
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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