46 Cabot St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 46 Cabot St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,843 sqft · built 1926
Lot Size	0.265 acres (11,561 sqft)
Owner	2 Trust Names on File
Last Sale	$1,449,000 (Apr 2020)
Tax Bill	$25,395 (2026)
Deeds & Mortgages	Mar 2026 Transfer Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINC M:018 B:0193 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:018 B:0193 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,843 sqft Living Area
Gross Area	5,672 sqft
Basement Area	1,328 sqft
Unfinished Basement	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,561 sqft (0.265 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 CABOT ST
City	WINCHESTER
State	MA
Zip	01890-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	193
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3010
Census Tract	338300

Owner

46 Cabot St is owner-occupied and held in a trust since March 2026.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	46 CABOT ST, WINCHESTER, MA 01890-2420
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 16, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	Jan 22, 2014
Deed Document Number	202056320
Deed Book / Page	74481 / 191
Last Transfer Date	Mar 6, 2026
Transfer Doc	085357-566
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Mar 19, 2026
Property Address	46 CABOT ST, WINCHESTER, MA 01890-2420
Document Number	085357-566
Book / Page	85357 / 566
Instrument Date	Mar 6, 2026
Instrument	29916
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CABOT ST, WINCHESTER, MA 01890-2420

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Apr 16, 2020
Property Address	46 CABOT ST, WINCHESTER, MA 01890-2420
Document Number	74481-191
Book / Page	74481 / 191
Instrument Date	Apr 9, 2020
Instrument	56320
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CABOT ST, WINCHESTER, MA 01890-2420

Mortgage

Document Number	56321
Date	Apr 16, 2020
Instrument	56321

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 46 Cabot St was $25,395, up 10,223.2% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,395.00 (+10,223.17%)	$2,292,000 (+3.08%) Land $1,193,200 Building $1,098,800	$2,475,974 (+39.28%)
2025	$246.00 (-98.99%)	$2,223,600 (+3.62%) Land $1,159,100 Building $1,064,500	$1,777,640
2024	$24,313.00 (+11.66%)	$2,145,900 (+16.29%) Land $1,125,000 Building $1,020,900
2023	$21,775.00	$1,845,300 Land $1,056,900 Building $788,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Cabot St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Cabot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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