46 Bypass Rd, Lincoln, MA 01773 Property Records

Middlesex County and Lincoln Town property record for 46 Bypass Rd, Lincoln, MA 01773

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,452 sqft · built 1966
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Tax Bill	$18,331 (2025)
Deeds & Mortgages	May 2025 Line of Credit Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:111 B:17 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:111 B:17 L:0`
Alternative APN	`LINC M:111 L:17 S:0`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,452 sqft Living Area
Gross Area	6,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 BYPASS RD
City	LINCOLN
State	MA
Zip	01773-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	17
Jurisdiction	LINCOLN MA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1019
Census Tract	360300

Owner

46 Bypass Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: Middlesex County and Lincoln Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 BYPASS RD, LINCOLN, MA 01773-1202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 19, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2005
Deed Sale	May 27, 2005
Deed Document Number	2005108246
Deed Book / Page	45270 / 351
Last Transfer Date	Jan 13, 2022
Transfer Doc	079554-468
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MA
Property Address	46 BYPASS RD, LINCOLN, MA 01773-1202
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084134-282
Date	May 27, 2025
Book Page	84134/282
Instrument	57235

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MA
Recording Date	Jan 19, 2022
Property Address	46 BYPASS RD, LINCOLN, MA 01773-1202
Document Number	079554-465
Book / Page	79554 / 465
Instrument Date	Jan 13, 2022
Instrument	9971
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 BYPASS RD, LINCOLN, MA 01773-1202

Mortgage

Document Number	079554-468
Date	Jan 19, 2022
Book Page	79554/468
Instrument	9972

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 46 Bypass Rd was $18,331, up 0.5% from the year before.

Source: Middlesex County and Lincoln Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lincoln Town
Elementary School District	Lincoln School District (PK - 08)
Secondary School District	Lincoln-Sudbury School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,331.00 (+0.53%)	$1,431,000 (+1.16%) Land $593,200 Building $837,800	$1,240,985
2024	$18,234.00 (+2.55%)	$1,414,600 (+10.75%) Land $581,500 Building $833,100
2023	$17,780.00	$1,277,300 Land $547,300 Building $730,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Bypass Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Bypass Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER DEPT serves 5,593 people · EPA ID MA3157000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Concord Light Broadband.

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