46 Bush Hill Dr, Niantic, CT 06357 Property Records

East Lyme Town property record for 46 Bush Hill Dr, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1962
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,786 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:016.3 B:00114 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:016.3 B:00114 L:00000`
Alternative APN	`3956`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	3,179 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3956
Street Address	46 BUSH HILL DR
City	NIANTIC
State	CT
Zip	06357-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	114
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1000
Census Tract	716101

Owner

Source: East Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 BUSH HILL DR, NIANTIC, CT 06357-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
May 24, 2017	Deed of Trust, Mortgage CHARTER OAK FED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	46 BUSH HILL DR, NIANTIC, CT 06357-1805
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001075-300
Date	Feb 15, 2022
Book Page	1075/300
Instrument	472

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	145 Months
Due	Mar 1, 2034

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	46 BUSH HILL DR, NIANTIC, CT 06357-1805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	980-617
Date	May 24, 2017
Book Page	980/617

Lender

Name	CHARTER OAK FED CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	144 Months
Due	May 1, 2029

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,786.00	$206,570 (-) Land $89,390 Building $117,180	$144,599 Land $62,573 Building $82,026
2024	$5,786.00 (+12.59%)
2023	$5,139.00 (+4.35%)	$206,570 (-) Land $89,390 Building $117,180
2022	$4,925.00	$206,570 Land $89,390 Building $117,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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