46 Bulfinch St, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 46 Bulfinch St, Lynn, MA 01904

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,376 sqft · built 1910
Lot Size	0.068 acres (2,953 sqft)
Owner	2 Individual Names on File
Last Sale	$693,500 (Mar 2023)
Tax Bill	$6,887 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:055 L:208 S:057`

Property Details

APN / Parcel Number

Primary APN	`B:055 L:208 S:057`
Alternative APN	`LYNN M:055 B:208 L:057`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	3,492 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,953 sqft (0.068 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	46 BULFINCH ST
City	LYNN
State	MA
Zip	01904-3126
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Block	208
Legal Lot Number	57
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1019
Census Tract	205500

Owner

46 Bulfinch St, a duplex, is owned and occupied by two individuals who bought it in March 2023.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 BULFINCH ST, LYNN, MA 01904-3126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Quit Claim Deed, Transfer · FHA Mortgage MSA LENDING LLC
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC
Sep 8, 2017	Quit Claim Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Sep 8, 2017 · Amount on File
Deed Book / Page	41502 / 187
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 31, 2023
Property Address	46 BULFINCH ST, LYNN, MA 01904-3126
Document Number	041502-187
Book / Page	41502 / 187
Instrument Date	Mar 31, 2023
Instrument	20230331005160
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 BULFINCH ST, LYNN, MA 01904-3126

Mortgage

Document Number	230331005170
Date	Mar 31, 2023
Instrument	230331005170

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	46 BULFINCH ST, LYNN, MA 01904-3126
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038276-34
Date	Feb 20, 2020
Book Page	38276/34
Instrument	20200220002240

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 8, 2017
Property Address	46 BULFINCH ST, LYNN, MA 01904-3126
Document Number	36162-355
Book / Page	36162 / 355
Instrument	173
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BULFINCH ST, LYNN, MA 01904-3126

Mortgage

Document Number	361620358
Date	Sep 8, 2017
Instrument	36162/0358

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 46 Bulfinch St was $6,887, up 14.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,887.00 (+14.67%)	$664,805 (+16.55%) Land $165,700 Building $499,105	$740,249
2024	$6,006.00 (+0.43%)	$570,400 (+6.36%) Land $155,700 Building $414,700
2023	$5,980.00	$536,300 Land $150,900 Building $385,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Bulfinch St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Bulfinch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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