46 Bruni Ave, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 46 Bruni Ave, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,459 sqft · built 1973
Lot Size	0.413 acres (17,990 sqft)
Owner	Individual Name on File
Tax Bill	$4,986 (2026)
Deeds & Mortgages	Dec 2025 Transfer Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:02D-03050 B:90B L:0`

Property Details

APN / Parcel Number

Primary APN	`M:02D-03050 B:90B L:0`
Alternative APNs	`LUDL M:2D B:3050 P:90B` `1115`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,459 sqft Living Area
Gross Area	3,135 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	17,990 sqft (0.413 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1115
Street Address	46 BRUNI AVE
City	LUDLOW
State	MA
Zip	01056-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Subdivision	BROOKWOOD ESTATES INC
Legal Block	3050
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3013
Census Tract	810412

Owner

46 Bruni Ave is owned and occupied by an individual who acquired it in December 2025.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	46 BRUNI AVE, LUDLOW, MA 01056-1701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 5, 2025
Transfer Doc	026141-516
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 8, 2025
Property Address	46 BRUNI AVE, LUDLOW, MA 01056-1701
Document Number	026141-516
Book / Page	26141 / 516
Instrument Date	Dec 5, 2025
Instrument	58780
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BRUNI AVE, LUDLOW, MA 01056-1701

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	46 BRUNI AVE, LUDLOW, MA 01056-1701
Document Number	22634-85
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BRUNI AVE LUDLOW MA 010561701, LUDLOW, MA 01056-1701

Mortgage

Document Number	22634-85
Date	Apr 22, 2019
Book Page	022634/000085
Instrument	20301

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 46 Bruni Ave was $4,986, up 2.4% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,986.00 (+2.45%)	$311,400 (+11.02%) Land $87,500 Building $223,900	$325,143 (-14.09%)
2025	$4,867.00 (+4.04%)	$280,500 (+8.47%) Land $79,600 Building $200,900	$378,480 (+16.36%)
2024	$4,678.00 (+3.98%)	$258,600 (+12.14%) Land $79,500 Building $179,100	$325,280
2023	$4,499.00	$230,600 Land $69,800 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Bruni Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Bruni Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Crossroads Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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