46 Brookside Ter, Caldwell, NJ 07006 Property Records

Essex County and North Caldwell Borough property record for 46 Brookside Ter, Caldwell, NJ 07006

Property Summary

Property TypeSingle Family Home
Details2,863 sqft · built 1957
Lot Size0.571 acres (24,875 sqft)
Owner2 Individual Names on File
Last Sale$615,500 (Dec 2010)
Tax Bill$16,373 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN15-00605-0000-00011

Property Details

APN / Parcel Number

Primary APN15-00605-0000-00011

Interior

Stories1 Story
Building Area2,863 sqft Living Area
1st Floor Area2,863 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeFrame
Lot Area24,875 sqft (0.571 acres)
Lot Dimensions199 ft deep x 125 ft wide

Location & Zoning

Street Address46 BROOKSIDE TER
CityCALDWELL
StateNJ
Zip07006-4117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description125X199 IRR
Legal SubdivisionTALL TIMBERS SEC 06
Legal Block605
Legal Lot Number11
JurisdictionESSEX NJ
Township / Civil DivisionNORTH CALDWELL
Census Block Group3
Census Block3000
Census Tract21602

Owner

46 Brookside Ter is owned and occupied by two individuals who bought it in December 2010.

Source: Essex County and North Caldwell Borough records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address46 BROOKSIDE TER, CALDWELL, NJ 07006-4117
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
VAST BANK NA
Nov 13, 2018Deed of Trust, Mortgage · Conventional with PMI
VALLEY NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2010 · Amount on File
Deed SaleDec 17, 2010 · Amount on File
Prior SaleOct 17, 2001 · Amount on File
Deed Document Number201094988
Deed Book / Page12288 / 3158
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address46 BROOKSIDE TER, CALDWELL, NJ 07006-4117
Transaction TypeMortgage
Record UpdatedMay 6, 2021
Title CompanyINSIGHT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021044188
DateApr 9, 2021
Instrument2021044188
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address46 BROOKSIDE TER, CALDWELL, NJ 07006-4117
Document Number0000103295
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedMar 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46 BROOKSIDE TER NORTH CALDWELL NJ 070064117, NORTH CALDWELL, NJ 07006-4117

Mortgage

Document Number0000103295
DateNov 29, 2018
Instrument103295
Lender
NameVALLEY NAT'L BK
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional with PMI
AmountAmount on Record
Term300 Months
DueNov 28, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 46 Brookside Ter was $16,373, up 2.2% from the year before.

Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
MunicipalityNorth Caldwell Borough
Elementary School DistrictNorth Caldwell Borough School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$709,400 (-) Land $356,000 Building $353,400$709,400 (-) Land $356,000 Building $353,400
2025$16,373.00 (+2.22%)$709,400 Land $356,000 Building $353,400$709,400 Land $356,000 Building $353,400
2024$16,018.00
2023$709,400 Land $356,000 Building $353,400$709,400 Land $356,000 Building $353,400
2022$15,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Brookside Ter in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims10 (1989–2021)
Claims Outside the SFHA8 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Brookside Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH CALDWELL WATER DEP
serves 6,000 people · EPA ID NJ0715001
Water SourcePurchased surface water from several systems
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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