46 Boston Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 46 Boston Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,626 sqft · built 2022
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Mar 2023)
Tax Bill	$8,951 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Jun 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0006 P:179`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0006 P:179`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,626 sqft Living Area
Gross Area	4,836 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	46 BOSTON RD
City	SUTTON
State	MA
Zip	01590-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2020
Census Tract	751101

Owner

Source: Worcester County and Sutton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 BOSTON RD, SUTTON, MA 01590-3863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Sep 21, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2023	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
May 4, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	202325020
Deed Book / Page	68975 / 208
Last Transfer Date	Sep 19, 2023
Transfer Doc	0069668-97
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Recording Date	Jul 8, 2026
Property Address	46 BOSTON RD, SUTTON, MA 01590-3863
Document Number	0000057140
Book / Page	73844 / 380
Instrument Date	Nov 29, 2025
Instrument	202657140
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BOSTON RD, SUTTON, MA 01590-3863

Mortgage

Document Number	0000057140,
Date	Jul 8, 2026
Book Page	73844/380
Instrument	202657140

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2055

Interest

Rate	6.17%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	46 BOSTON RD, SUTTON, MA 01590-3863
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067795-87
Date	Jun 23, 2022
Book Page	67795/87
Instrument	68444

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Sep 21, 2023
Property Address	46 BOSTON RD, SUTTON, MA 01590-3863
Document Number	0069668-97
Book / Page	69668 / 97
Instrument Date	Sep 19, 2023
Instrument	78613
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 BOSTON RD, SUTTON, MA 01590-3863

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Mar 31, 2023
Property Address	46 BOSTON RD, SUTTON, MA 01590-3863
Document Number	068975-208
Book / Page	68975 / 208
Instrument Date	Mar 31, 2023
Instrument	25020
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BOSTON RD, SUTTON, MA 01590-3863

Mortgage

Document Number	0000025021
Date	Mar 31, 2023
Instrument	25021

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	May 4, 2022
Property Address	46 BOSTON RD, SUTTON, MA 01590-3863
Document Number	067542-121
Book / Page	67542 / 121
Instrument Date	Mar 24, 2022
Instrument	49140
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DUDLEY RD, MENDON, MA 01756-1087

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,951.00 (+33.52%)	$718,400 (+38.13%) Land $163,400 Building $555,000	$848,445 (+6.27%)
2024	$6,704.00 (+237.39%)	$520,100 (+268.6%) Land $156,100 Building $364,000	$798,380
2023	$1,987.00	$141,100 Land $141,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILKINSONVILLE WATER DISTRICT serves 2,773 people · EPA ID MA2290014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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