46 Bluff Rd, Adair, OK 74330 Property Records

Mayes County property record for 46 Bluff Rd, Adair, OK 74330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,740 sqft · built 1981
Lot Size	0.371 acres (16,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,000 (Aug 2019)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13469`

Property Details

APN / Parcel Number

Primary APN	`13469`
Alternative APN	`0380-00-003-010-0-006-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Stone
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,159 sqft (0.371 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	544 sqft
Deck Area	304 sqft
Patio Area	304 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13469
Street Address	46 BLUFF RD
City	ADAIR
State	OK
Zip	74330-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE 1154/70 BLK 3 LOT 10
Legal Range	20E
Legal Township	22N
Legal Section	10
Legal Subdivision	LAKESIDE
Legal Block	3
Legal Lot Number	10
Jurisdiction	MAYES OK
Township / Civil Division	ADAIR
Census Block Group	2
Census Block	2001
Census Tract	40802

Owner

Source: Mayes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 BLUFF RD, ADAIR, OK 74330-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Jul 30, 2009 · Amount on Record
Deed Document Number	201996-697931
Deed Book / Page	1388 / 422
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAYES OK
Recording Date	Aug 13, 2019
Property Address	46 BLUFF RD, ADAIR, OK 74330-3000
Document Number	01388/0422
Book / Page	1388 / 0422
Instrument Date	Jul 31, 2019
Instrument	1996-697931
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 BLUFF RD, ADAIR, OK 74330-3000

Mortgage

Document Number	1996697932
Date	Aug 13, 2019
Instrument	1996-697932

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Mayes County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Mayes County
Unified School District	Adair Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,164 (+3%) Land $8,387 Building $17,777	$233,605 (-41.88%) Land $74,883 Building $158,722
2025	$2,369.00 (+2.73%) Homeowner's exemption	$25,402 (+3%) Land $8,143 Building $17,259	$401,925 (+29.91%) Land $136,500 Building $265,425
2024	$2,306.00 (+5.15%) Homeowner's exemption	$24,661 (+3%) Land $7,905 Building $16,756	$309,390 (+10.56%) Land $105,000 Building $204,390
2023	$2,193.00 Homeowner's exemption	$23,943 Land $7,628 Building $16,315	$279,832 Land $82,500 Building $197,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2018–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYES CO RWD # 6 serves 3,750 people · EPA ID OK1021666
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
The Junction Internet Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	50 / 10

May also be available: AT&T, BOLT Fiber, TDS Telecom, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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