Morgan County property record for 46 Bluff City Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,092 sqft · built 1962 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,000 (Nov 2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-36-0-004-009.000 |
| Primary APN | 11-07-36-0-004-009.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,092 sqft Living Area |
| 1st Floor Area | 2,092 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 100250 |
|---|---|
| Street Address | 46 BLUFF CITY RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-4800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 SE1/4 BEG INT W ROW MAIN ST & SO. ROW NORTH ST TH W 330' S ON SO. ROW TO E ROW HIGH ST TH SO. 310' S ON E ROW TO N R |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 36 |
| Legal Subdivision | SOMERVILLE |
| Legal Lot Number | 5 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 5405 |
46 Bluff City Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 BLUFF CITY RD, SOMERVILLE, AL 35670-4800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT BANK |
| Jan 7, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | Jan 7, 2022 · Amount on File |
| Deed Book / Page | 2025 / 10957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Nov 21, 2025 |
| Property Address | 46 BLUFF CITY RD, SOMERVILLE, AL 35670-4800 |
| Document Number | 2025/10957 |
| Book / Page | 2025 / 10957 |
| Instrument Date | Nov 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 NW LEGACY DR, LAWTON, OK 73505-9402 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 BLUFF CITY RD, SOMERVILLE, AL 35670-4800 |
| Investor | Possibly a Property Investor |
| Document Number | 0202547806 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025/47806 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jan 7, 2022 |
| Property Address | 46 BLUFF CITY RD, SOMERVILLE, AL 35670-4800 |
| Document Number | 002022/260 |
| Book / Page | 2022 / 260 |
| Instrument Date | Dec 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 LANE RD NW, HARTSELLE, AL 35640-8505 |
| Name | Verified Name |
|---|---|
| Address | 46 BLUFF CITY RD, SOMERVILLE, AL 35670-4800 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Somerville Town |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,590 (-) Land $2,910 Building $18,680 | $215,900 (-) Land $29,100 Building $186,800 | |
| 2024 | $21,590 (-) Land $2,910 Building $18,680 | $215,900 (-) Land $29,100 Building $186,800 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $21,590 (-) Land $2,910 Building $18,680 | $215,900 (-) Land $29,100 Building $186,800 |
| 2022 | Homeowner's exemption | $21,590 Land $2,910 Building $18,680 | $215,900 Land $29,100 Building $186,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46 Bluff City Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46 Bluff City Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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