46 Blacksmith Ridge Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 46 Blacksmith Ridge Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,058 sqft · built 1986
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on File
Last Sale	$720,000 (Jul 2020)
Tax Bill	$16,983 (2025)
Deeds & Mortgages	Dec 2023 Refinance Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C150063`

Property Details

APN / Parcel Number

Primary APN	`C150063`
Alternative APN	`RIDG M:C15 B:0063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,058 sqft Living Area
Basement Area	1,816 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,862 sqft (2.04 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	C150063
Street Address	46 BLACKSMITH RIDGE RD
City	RIDGEFIELD
State	CT
Zip	06877-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	63
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2000
Census Tract	245500

Owner

46 Blacksmith Ridge Rd is owned and occupied by an individual who acquired it in July 2020.

Source: Ridgefield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	46 BLACKSMITH RIDGE RD, RIDGEFIELD, CT 06877-3638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jul 14, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Jan 28, 1999 · Amount on File
Deed Book / Page	1094 / 987
Last Transfer Date	Jul 27, 2020
Transfer Doc	1096-557
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	46 BLACKSMITH RIDGE RD, RIDGEFIELD, CT 06877-3638
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001163-428
Date	Dec 20, 2023
Book Page	1163/428

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jul 14, 2020
Property Address	46 BLACKSMITH RIDGE RD, RIDGEFIELD, CT 06877-3638
Document Number	1094-987
Book / Page	1094 / 987
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1094989
Date	Jul 14, 2020
Instrument	1094/989

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	46 BLACKSMITH RIDGE RD, RIDGEFIELD, CT 06877-3638
Document Number	1080-977
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BLACKSMITH RIDGE RD RIDGEFIELD CT 068773638, RIDGEFIELD, CT 06877-3638

Mortgage

Document Number	1080-977
Date	Oct 15, 2019
Book Page	001080/000977

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 14, 2044

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	46 BLACKSMITH RIDGE RD, RIDGEFIELD, CT 06877-3638
Document Number	1080-992
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BLACKSMITH RIDGE RD RIDGEFIELD CT 068773638, RIDGEFIELD, CT 06877-3638

Mortgage

Document Number	1080-992
Date	Oct 15, 2019
Book Page	001080/000992

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 14, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 46 Blacksmith Ridge Rd was $16,983.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,983.00	$620,060 Land $280,210 Building $339,850	$434,042 Land $196,147 Building $237,895
2024	$16,983.00 (+6.12%)
2023	$16,004.00 (+10.4%)	$620,060 (+21.6%) Land $280,210 Building $339,850
2022	$14,497.00	$509,930 Land $189,140 Building $320,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Blacksmith Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Blacksmith Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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