46 Beverley Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 46 Beverley Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,290 sqft · built 1926
Lot Size	0.151 acres (6,554 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Jul 2018)
Tax Bill	$25,333 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04504-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`13-04504-0000-00002`
Alternative APN	`130450400002`

Interior

Stories	2 Stories
Building Area	2,290 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	6,554 sqft (0.151 acres)
Lot Dimensions	113 ft deep x 58 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130450400002
Street Address	46 BEVERLEY RD
City	MONTCLAIR
State	NJ
Zip	07043-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	58X113 IRR
Legal Block	4504
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1003
Census Tract	16300

Owner

46 Beverley Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 BEVERLEY RD, MONTCLAIR, NJ 07043-2402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 6, 2018	Grant Deed, Transfer CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	Nov 28, 2005 · Amount on File
Deed Document Number	201858155
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	46 BEVERLEY RD, MONTCLAIR, NJ 07043-2402
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BEVERLEY RD, MONTCLAIR, NJ 07043-2402

Mortgage

Document Number	0000020953
Date	Mar 27, 2026
Instrument	2026020953

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	46 BEVERLY RD, MONTCLAIR, NJ 07043-2402
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021016083
Date	Feb 10, 2021
Instrument	2021016083

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 6, 2018
Property Address	46 BEVERLY RD, MONTCLAIR, NJ 07043-2402
Document Number	0000058155
Instrument Date	Jun 28, 2018
Instrument	58155
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 BEVERLY RD MONTCLAIR NJ 070432402, MONTCLAIR, NJ 07043-2402

Mortgage

Document Number	58157
Date	Jul 6, 2018
Instrument	58157

Lender

Name	CITIBANK
Type	Bank
Address	OFALLON, MO 63368

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 46 Beverley Rd was $25,333, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$720,500 (-) Land $342,800 Building $377,700	$720,500 (-) Land $342,800 Building $377,700
2025	$25,333.00 (+3.32%)	$720,500 Land $342,800 Building $377,700	$720,500 Land $342,800 Building $377,700
2024	$24,518.00
2023		$720,500 Land $342,800 Building $377,700	$720,500 Land $342,800 Building $377,700
2022	$23,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Beverley Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2007–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Beverley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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