46 Bernard Cir, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 46 Bernard Cir, Centerville, MA 02632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,100 sqft · built 1984
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Dec 2016)
Tax Bill$4,029 (2025)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APNCENT M:148 L:028

Property Details

APN / Parcel Number

Primary APNCENT M:148 L:028
Alternative APN
  • 83803

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,100 sqft Living Area
Gross Area2,780 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number83803
Street Address46 BERNARD CIR
CityCENTERVILLE
StateMA
Zip02632-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number28
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3013
Census Tract12900

Owner

Source: Barnstable County and Barnstable Town City records · APN CENT M:148 L:028

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46 BERNARD CIR, CENTERVILLE, MA 02632-2007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 27, 2016 · Amount on Record
Deed SaleDec 27, 2016 · Amount on Record
Prior SaleNov 15, 1984 · Amount on Record
Deed Book / Page30193 / 188
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTERVILLE MA
Property Address46 BERNARD CIR, CENTERVILLE, MA 02632-2007
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number034901-124
DateFeb 14, 2022
Book Page34901/124
Instrument7835
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,029.00 (+4.08%)$498,000 (+0.48%) Land $152,200 Building $345,800$499,700
2024$3,871.00 (+5.62%)$495,600 (+12.76%) Land $152,200 Building $343,400
2023$3,665.00$439,500 Land $138,400 Building $301,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010129003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimAug 1991, tidal / storm surge, Hurricane Bob

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 225 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bernard Cir

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