Erie County and Lancaster Town property record for 46 Benson Dr, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,722 sqft · built 1956 |
| Lot Size | 0.166 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Oct 2021) |
| Tax Bill | $1,957 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.07-5-14 |
| Primary APN | 145203 115.07-5-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Upper Floors Area | 738 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,200 sqft (0.166 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 46 BENSON DR |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SC10 1911 D 8 6O X 12O |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 5 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 14300 |
Source: Erie County and Lancaster Town records · APN 145203 115.07-5-14
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 BENSON DR, LANCASTER, NY 14086-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2021 · Amount on Record |
| Deed Sale | Oct 07, 2021 · Amount on Record |
| Deed Document Number | 2021200329 |
| Deed Book / Page | 11388 / 7605 |
| Prior Transfer Date | Sep 30, 2017 |
| Prior Transfer Doc | 0113203355 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 07, 2021 |
| Property Address | 46 BENSON DR, LANCASTER, NY 14086-2726 |
| Document Number | 0113887605 |
| Book / Page | 11388 / 7605 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2021200329 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 CREEKWOOD DR, 43, LANCASTER, NY 14086-9350 |
| Name | Verified Name |
|---|---|
| Address | 46 BENSON DR, LANCASTER, NY 14086-2726 |
| Document Number | 140191129 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 14019/1129 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 19, 2017 |
| Property Address | 46 BENSON DR, LANCASTER, NY 14086-2726 |
| Document Number | 0113203355 |
| Book / Page | 011320 / 003355 |
| Instrument Date | Sep 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 BENSON DR LANCASTER NY 140862726, LANCASTER, NY 14086-2726 |
Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,957.00 (-66.07%) | $174,000 (-) Land $33,100 Building $140,900 | $271,875 (+12.48%) Land $51,719 Building $220,156 |
| 2024 | $5,767.00 | $174,000 (-) Land $33,100 Building $140,900 | $241,700 (+4.18%) Land $45,979 Building $195,721 |
| 2023 | $174,000 Land $33,100 Building $140,900 | $232,000 Land $44,133 Building $187,867 |
Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1985) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1985 · tidal / storm surge |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 684 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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